Ron, your career choice as a LIBRARIAN is fine but not relevant to this discussion. By "bad decisions" surely you mean something that could get you killed dead. I am very careful about my flying and cancel on many occasions if I do not like the conditions.
You are right that better pilots than I get killed. But their better piloting skills cannot overcome stupid decisions such as the pilot who landed in Little Rock late at night after a long day during a severe thunderstorm. Very dumb..and deadly. I make up for less than Chuck Yeager skills (which I will never have) with judgement. And per another post, I hope that you have done the structural analysis to verify that your BRS installation will not destroy the aircraft upon activation. If I were really concerned about my safety, I would wear my chest mount reserve. Ron Lee