Radoslaw:

What do you not understand?

The villages and towns that I went to do not take credit cards with chips or without. They want Euros.

The banks in the small towns expect you to use a card with a pin. They do not care if it is from USA or Japan. They can't do a manual transaction because they do not have the forms to do them any more.

And, in cities, most will take American Express. Some may not and you will need a Visa or Mastercard, JBC, etc. They do not care if it is with or without a chip. They can do the "mag swipe".

On 11/23/2015 10:46 AM, R.S. wrote:
W dniu 2015-11-22 o 17:02, Steve Thompson pisze:
On 11/22/2015 07:52 AM, Vince Coen wrote:
UK Chip & pin only requires a pin code to be entered at time of
transaction.
<SNIPPAGE>

I don't understand. Is it a problem with your card/bank or rather
small shops in the Forest do not have card terminal?
I suspect this is limitation of your card. I saw such cards.

BTW: US is last country where my card were imprinted (embossed),
it is probably also last place on Earth where signature is needed
instead of PIN.
(obviously my experience is limited, I haven't visited all the
countries on Earth)

It is not a problem with my bank or with the cards. My Amex had the chip, my Visa did not. They worked equally well on the Autobahn gas/food stops. They worked equally well at the larger grocery stores. They worked just fine anywhere we went in Switzerland.

My message was for US personnel who might travel to Europe to be prepared and have a pin for your credit cards (and yes, Amex does do them).

Regards,
Steve Thompson

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