On 11/22/2015 07:52 AM, Vince Coen wrote:
UK Chip & pin only requires a pin code to be entered at time of
transaction.
<SNIPPAGE>

C & P (chip and pin) has been in use in the UK (and Europe) for
some years.

<SNIP>
For Americans who do not travel to Germany (or Europe much):

I hadn't been in Germany for about 6-8 years, before going this past fall.

Many businesses, outside of large towns or cities, as a general rule will not accept credit cards, but take Euros only (I do not think this is true of Switzerland given my limited exposure there, but they do want Swiss Francs).

If you are going to a major city and staying there (such as Boeblingen, Stuttgart, Frankfort, esv, DE), you can live on your credit card.

However, if you are out in the smaller towns and villages, if you run out of Euros, it may be painful to get more.

I was in the southern part of the Black Forest area of Germany (Schwarzwald), and the banks there have had their credit card machines pulled so that the tellers and/or "platform" officers can not do Dollars to Euros via your credit card (swipe type where they have a paper you have to sign).

So, be absolutely sure that your credit card has a pin associated with it so you can use the teller machines to get Euros. Otherwise, you will have to be in a larger town or small city where the banks have "normal" hours (not the 9-11, 14-16 hours of the small town banks) to buy Euros without a pin.

Regards,
Steve Thompson

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