> On Nov 11, 2024, at 9:55 AM, R Losey <rlo...@gmail.com> wrote:
> 
> I would create a Building Fund account under the main bank account, and
> transfer the funds into that sub-account as they accrue as they come in...
> that way the balance is your main account will exclude those funds
> designated for building, but you will have the total balance available when
> you reconcile the bank statement.

I’m confused by how this would work, but perhaps I do not understand you.

If I create a sub account of, say, a checking account for a restricted purpose, 
the reconcile process in the checking account only shows transactions in the 
same account.  I would have to somehow reconcile transacctions in multiple 
(sub)accounts at the same time.

Perhaps you mean that all transactions (e.g., deposits) should go into the main 
account (which can be recociled against a statement) and another transaction 
moves funds to an appropriate restricted subaccount?

Cheers,
Brook

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