I found an explanation of Quicken's Express Web Connect at
https://community.quicken.com/discussion/7851859/faq-how-quicken-connects-with-your-financial-institution-tips-tricks-and-best-practices.
The short answer is it works the same as plaid and friends: The transaction
data is retrieved nightly and stored on Intuit's servers and Quicken phones
home to retrieve them.
Regards,
John Ralls
That's interesting! They even mention screen scraping (I'm not sure
whether that's really what's happening, I would imagine that would be
extremely unreliable). I'm sure most data aggregators (such as plaid) no
longer use screen scraping, they must have agreements with Banks to
download directly, but I'm not too sure about this.
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