> On Jun 20, 2020, at 10:09 AM, jean laroche <rip...@gmail.com> wrote:
>
> More about the Plaid thing:
>
> 1) I found quite a few projects in github having to do with plaid. People
> writing their own financial solutions.
> One that's somewhat relevant here is this one:
> https://github.com/ebridges/plaid2qif
> Even though the author picked qif instead of ofx (a mistake I think) it shows
> that people are doing this.
> 2) I wrote my own plaid->ofx python package. It's not particularly difficult.
> For my own solution I integrated it with a python package that allows
> connecting to a keepass database (keepass is a password manager) so all the
> access tokens are saved in keepass. I'll put it in github but I'm not sure
> how useful it will be for other people as I tailored it to my own needs.
> 3) I asked plaid whether it was possible to get access to investment accounts
> with a free developer license, and if not how much that would cost. I haven't
> received an answer yet.
> 4) There are alternatives to plaid but I'm not sure whether they work equally
> well, or whether they can give you access to investment accounts. I can list
> Quovo, Tiller, MX. All of them tend to be geared toward companies, not
> individuals, like plaid. But it's possible that they can be used by
> individuals. All of the seem to use OAUTH, which I'm sure many people will
> have issues with (because the companies keep tokens that give them access to
> your bank accounts).
I found an explanation of Quicken's Express Web Connect at
https://community.quicken.com/discussion/7851859/faq-how-quicken-connects-with-your-financial-institution-tips-tricks-and-best-practices.
The short answer is it works the same as plaid and friends: The transaction
data is retrieved nightly and stored on Intuit's servers and Quicken phones
home to retrieve them.
Regards,
John Ralls
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