Insurance is a necessity if your boat is worth a lot, but many people cruise without it. When I was single, I self insured my brand new Cape Dory 22 for 5 years. Now I own a house and I carry full coverage on my 36 footer cause I race and have to be responsible for crew and avoid losing our house should something go terribly wrong.
Towing These towing companies didn't exist until the last 5 years and they can be a valuable service but I try to be more self reliant and maintain my fuel, my seacocks and hoses and steering, and carry many spare parts and tools, etc. I know I can always anchor up and figure a fix, or call a friend, or sail the boat home. I've also learned many ways to get free of sandbars. This is crazy if you make more money in a day than the a tow boat policy could cost. I don't earn that much so for me, I'll call in sick, stay another day and sail the boat home, somehow, someway. It's the best way to learn. Better for the soul. But if a day's pay is worth more than the tow company membership, I'd opt for that coverage, maybe. I'm not cheap. I have AAA for my cars so my wife and kids don't get stranded but for me I just can't justify boat towing services. Chuck Resolute 1990 C&C 34R Broad Creek, Magothy River, Md ----- Original Message ----- From: "Danny Haughey via CnC-List" <cnc-list@cnc-list.com> To: cnc-list@cnc-list.com Cc: "Danny Haughey" <djhaug...@juno.com> Sent: Monday, May 18, 2015 4:45:31 PM Subject: Re: Stus-List Towing, Insurance, etc. For my 1st sailboat, an O'day 22 I used BoatUS insurance and Towboat US unlimited package. for the 2nd boat a Viking 34 I went to Heritage Yacht insurance and still bought towboatUS unlimited. I priced BoatUS insurance but they were pretty high so shopped a bit and I liked being with a boat insurance company. I have been boating since I was a kid and bought my first boat at 16 with another buddy. It was a 16 foot runabout we used for skiing, kneeboarding and fishing and have owned a few more power boats before going to sail boats. If I have a boat in the water i pay for towboatUS and have always. I used it once about 3 years ago for the 1st time and feel it was well worth paying all those years for that one tow. My steering gave out and the weather was pretty exciting. The final bill for towing me back to my home port was about $3,000.00 and the repair cost me about $200 for a replacement edison chain/cable. Never go out without a tow insurance, I say. Danny, still shopping South Coast, Massachusetts ---------- Original Message ---------- From: Indigo via CnC-List <cnc-list@cnc-list.com> To: "cnc-list@cnc-list.com" <cnc-list@cnc-list.com> Cc: Indigo <ind...@thethomsons.us> Subject: Re: Stus-List Towing, Insurance, etc. Date: Mon, 18 May 2015 15:40:25 -0400 Only experienced Seatow service once. Fellow boater needed help starting his engine (drained battery). Seatow can out very quickly and operator was extremely helpful, pleasant etc. We noticed a couple of 10 gal diesel jerrycans on the Seatow vessel. Asked the cost of a fuel drop. Did not really "need" the fuel, and expected a ridiculously gouging price. In reality price per gal was less than what my Club was charging members!! Took the 10 gal. -- Jonathan Indigo C&C 35III SOUTHPORT CT On May 18, 2015, at 14:38, PME via CnC-List < cnc-list@cnc-list.com > wrote: Hi, Here is my understanding of the difference between SeaTow and TowBoatUS. SeaTow operators derive their income from selling memberships and do not receive extra income from towing a SeaTow member. TowBoatUS operators do not receive any income from membership, the only receive a contracted amount from the company based on towing a member. Of course, both make good money towing non-members. Now I don’t know if it is true, but I have heard that the difference has lead to longer waiting times for SeaTow members. - Paul E. 1981 C&C Landfall 38 S/V Johanna Rose Carrabelle, FL <blockquote> _______________________________________________ Email address: CnC-List@cnc-list.com To change your list preferences, including unsubscribing -- go to the bottom of page at: http://cnc-list.com/mailman/listinfo/cnc-list_cnc-list.com </blockquote> _______________________________________________ Email address: CnC-List@cnc-list.com To change your list preferences, including unsubscribing -- go to the bottom of page at: http://cnc-list.com/mailman/listinfo/cnc-list_cnc-list.com
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