I got a boat liability policy from my home and auto insurance carrier (Erie) when I had my MacGregor 26C. A boat of that size for recreational sailing is easy to cover. BoatUS is fine but probably more than you need. I thought SeaTow was just for coming to help (tow, gas, etc). You can get boatus towing insurance but they call the nearest towing service. Maybe boatus, maybe seatow, maybe someone else. No guarantee who and no guarantee that they are available or willing.
The one time we needed a tow we called boatus. We have their unlimited towing. We needed diesel. SeaTow brought 2 5gal jugs of diesel. We paid over the phone the following day. Charged us $5/gal and $10 each for 2 short morring lines used to make the transfer. $10 each for the 2 old and leaking 5 gallon jugs. Later boatus informed us of the amount he charged them....over $600 to make the delivery! I'm more careful about keeping the fuel full now. Josh Muckley S/V Sea Hawk 1989 C&C 37+ Solomons, MD On May 18, 2015 12:01 PM, "William Walker via CnC-List" < cnc-list@cnc-list.com> wrote: > Andrew, > If you have homeowners insurance, ask agent about quoting you a marine > rider. On a boat the size of yours should be no problem to get liability > and agreed hull value policy. I did it for years until I got my 36, then > had to go to inland marine policy separate from homeowners. > Btw, I am a lawyer, sorry guys, and most states have standard policy > language which all policies have as a requirement of selling in that > state. But read the policy anyway. You have a window to refuse the policy > and get refund. > Bill Walker > Lake Michigan. > > > > Sent from AOL Mobile Mail > ------------------------------ > On Monday, May 18, 2015 Andrew Frame via CnC-List <cnc-list@cnc-list.com> > wrote: > Hello folks. New guy here again. I have discovered that SeaTow is the > company to stay away from. But what about BoatUS? My specifics are not > extreme: river sailing or always in sight of the coast, always daytime. My > concern is liability in case of an accident with another vessel, or some > kind of disability like a dismasting due to a snapped stay. 24' C&C, no > engine. 45-thrust trolling motor for maneuvering, and sail under way. > Thanks for your thoughts. -- Andrew Frame C&C 24, Lehigh Acres/Alva, FL > _______________________________________________ Email address: > CnC-List@cnc-list.com To change your list preferences, including > unsubscribing -- go to the bottom of page at: > http://cnc-list.com/mailman/listinfo/cnc-list_cnc-list.com > _______________________________________________ > > Email address: > CnC-List@cnc-list.com > To change your list preferences, including unsubscribing -- go to the > bottom of page at: > http://cnc-list.com/mailman/listinfo/cnc-list_cnc-list.com > > >
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