Hi My primary interest is liability insurance especially for potential liabilities hurting or killing someone in a sailing event on and off the race course ....
> On Apr 6, 2014, at 12:13 AM, Jim Watts <paradigmat...@gmail.com> wrote: > > > It's quite simple, the insurance companies want to make it easy. If the guy > who just drove his bow through your wet locker has no insurance, they will > have to go to great extremes to make it good. If he has insurance, then it's > no problem, it's an internal paper chase. > > Jim Watts > Paradigm Shift > C&C 35 Mk III > Victoria, BC > > >> On 5 April 2014 20:49, Russ & Melody <russ...@telus.net> wrote: >> Hi John, >> >> That's my point. >> >> I have the proper insurance. >> >> I am bemused why the pointy heads insist that I protect my asset...because >> it's in the Sailing Instructions?!! and that makes it right? It is a simple >> fact that you should buy insurance to protect yourself. Maybe it's the herd >> instinct, "I have it, so should everybody." >> >> I buy insurance to protect my net worth, not yours! >> >> Why is this so difficult for people to understand? In the old days an >> insurance guy would distract you with terms fancy terms and threaten that >> you could not collect on a judgement if the "other guy" wasn't insured. But >> under-insured protection, it is standard in my policy, has thrown out that >> argument a long time ago. But the mystery remains.. >> >> >> Cheers, Russ >> Sweet 35 mk-1 >> >> >> At 08:31 PM 05/04/2014, you wrote: >>> If you are a racer, you should have the integrity to get the proper >>> insurance. >>> >>> John McLaughlin >>> C&C29MKII >>> "Falcon" >>> >>> >>> >>> -----Original Message----- >>> From: Russ & Melody <russ...@telus.net> >>> To: cnc-list <cnc-list@cnc-list.com> >>> Sent: Sat, Apr 5, 2014 8:51 pm >>> Subject: Re: Stus-List Whisker pole - Now racing insurance? >>> >>> Hi John, >>> >>> The prevalent attitude that forces other people to buy insurance to protect >>> themselves really confuses me. >>> >>> I have insurance and it includes under-insured protection, so I'm covered. >>> It doesn't matter if the other guy won't carry insurance. In the case of an >>> incident my policy will cover off my losses. If the insurance company wants >>> to recover then they go after the other guy, I don't need nor am I entitled >>> to. >>> >>> Cheers, Russ >>> Sweet 35 mk-1 >>> >>> >>> At 07:39 PM 04/04/2014, you wrote: >>>> I certainly would not race against uninsured boats. >>>> >>>> John McLaughlin >>>> C&C29-2 >>>> "Falcon" >>>> >>>> >>>> -----Original Message----- >>>> From: Dennis C. <capt...@gmail.com> >>>> To: CnClist <cnc-list@cnc-list.com > >>>> Sent: Fri, Apr 4, 2014 6:59 pm >>>> Subject: Re: Stus-List Whisker pole - Now racing insurance? >>>> >>>> Guess I'm in a weird area. Louisiana is fairly litigious but I've never >>>> been asked for insurance for dockage or racing. For racing, a valid PHRF >>>> certificate is all I've been asked for. We occasionally have to sign a >>>> liability waiver for some races. >>>> >>>> I have been asked for it for dockage in Florida. >>>> >>>> I think the race organizers around here think that the USSailing coverage >>>> is adequate. >>>> >>>> Dennis C. >>>> >>>> >>>> On Fri, Apr 4, 2014 at 5:50 PM, Rick Taillieu <rtaill...@eastlink.ca> >>>> wrote: >>>> Dennis, >>>> >>>> Pretty much all the clubs in the area require at least $1 million >>>> liability insurance. >>>> My club requires a current copy of the insurance certificate to be on file >>>> in the office to keep a boat here. >>>> >>>> Rick Taillieu >>>> Nemesis >>>> '75 C&C 25 #371 >>>> Shearwater Yacht Club >>>> Halifax, NS. >>>> >>>> >>>> >>>> From: CnC-List [ mailto:cnc-list-boun...@cnc-list.com] On Behalf Of Dennis >>>> C. >>>> Sent: April-04-14 17:53 >>>> To: CnClist >>>> Subject: Re: Stus-List Whisker pole - Now racing insurance? >>>> >>>> Mike, >>>> $2 million insurance? Hmmm. Interesting policy. >>>> How many other racing organizers require insurance? I've never had to >>>> show in any race in my area. >>>> >>>> Dennis C. >>>> Touche' 35-1 #83 >>>> Mandeville, LA >>>> >>>> On Fri, Apr 4, 2014 at 2:15 PM, Michael Brown <m...@tkg.ca> wrote: >>>> Well, $100 was pretty cheap. I have a twist lock that I may sell. Since >>>> getting the >>>> larger line control I have not used it much. As mentioned earlier, even at >>>> 17' it >>>> is small for a #1. >>>> If you would like to race National Yacht Club has a policy of welcoming >>>> racers from >>>> nearby clubs to join us for week night racing. You could race NFS on >>>> Tuesdays, FS >>>> on Wednesday, and there is a special beginners NFS on Thursdays. NYC also >>>> starts >>>> the race for the Alexandra Yacht Club on Thursdays. We have two "Around the >>>> Island" weekend races a year with an open invitation. You will need a >>>> PHRF-LO >>>> certificate and show $2M insurance coverage. >>>> If you are getting brave I have a spinnaker I could loan you. >>>> Mike >>>> >>>> Date: Fri, 4 Apr 2014 14:51:44 -0400 >>>> From: Stevan Plavsa <stevanpla...@gmail.com > >>>> To: "cnc-list@cnc-list.com " <cnc-list@cnc-list.com> >>>> Subject: Re: Stus-List Whisker pole - 32 >>>> Message-ID: >>>> < caddevn5ebva9ow1xprcexszmf91jv+jz-thgsuxvrzgsmbe...@mail.gmail.com > >>>> Content-Type: text/plain; charset="iso-8859-1" >>>> Thanks Dwight. I haven't raced the boat yet (except for some fun races the >>>> club hosts annually). The keelboat racing scene at our small club is >>>> dwindling but yeah, I plan to participate in the weekly races this year. >>>> Steve >>>> Suhana, C&C 32 >>>> Toronto >>>> >>>> >>>> _______________________________________________ >>>> This List is provided by the C&C Photo Album >>>> http://www.cncphotoalbum.com >>>> CnC-List@cnc-list.com >>>> >>>> No virus found in this message. >>>> Checked by AVG - www.avg.com >>>> Version: 2014.0.4355 / Virus Database: 3722/7302 - Release Date: 04/04/14 >>>> _______________________________________________ >>>> This List is provided by the C&C Photo Album >>>> http://www.cncphotoalbum.com >>>> CnC-List@cnc-list.com >>>> >>>> >>>> >>> _______________________________________________ >>> This List is provided by the C&C Photo Album >>> http://www.cncphotoalbum.com >>> CnC-List@cnc-list.com >>> >>> _______________________________________________ >>> This List is provided by the C&C Photo Album >>> http://www.cncphotoalbum.com >>> CnC-List@cnc-list.com >> >> _______________________________________________ >> This List is provided by the C&C Photo Album >> http://www.cncphotoalbum.com >> CnC-List@cnc-list.com >> >> _______________________________________________ >> This List is provided by the C&C Photo Album >> http://www.cncphotoalbum.com >> CnC-List@cnc-list.com >> >> _______________________________________________ >> This List is provided by the C&C Photo Album >> http://www.cncphotoalbum.com >> CnC-List@cnc-list.com >> > > _______________________________________________ > This List is provided by the C&C Photo Album > http://www.cncphotoalbum.com > CnC-List@cnc-list.com
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