Hi John,
That's my point.
I have the proper insurance.
I am bemused why the pointy heads insist that I protect my
asset...because it's in the Sailing Instructions?!! and that makes it
right? It is a simple fact that you should buy insurance to protect
yourself. Maybe it's the herd instinct, "I have it, so should everybody."
I buy insurance to protect my net worth, not yours!
Why is this so difficult for people to understand? In the old days an
insurance guy would distract you with terms fancy terms and threaten
that you could not collect on a judgement if the "other guy" wasn't
insured. But under-insured protection, it is standard in my
policy, has thrown out that argument a long time ago. But the
mystery remains..
Cheers, Russ
Sweet 35 mk-1
At 08:31 PM 05/04/2014, you wrote:
If you are a racer, you should have the integrity to get the proper
insurance.
John McLaughlin
C&C29MKII
"Falcon"
-----Original Message-----
From: Russ & Melody <russ...@telus.net>
To: cnc-list <cnc-list@cnc-list.com>
Sent: Sat, Apr 5, 2014 8:51 pm
Subject: Re: Stus-List Whisker pole - Now racing insurance?
Hi John,
The prevalent attitude that forces other people to buy insurance to
protect themselves really confuses me.
I have insurance and it includes under-insured protection, so I'm
covered. It doesn't matter if the other guy won't carry insurance.
In the case of an incident my policy will cover off my losses. If
the insurance company wants to recover then they go after the other
guy, I don't need nor am I entitled to.
Cheers, Russ
Sweet 35 mk-1
At 07:39 PM 04/04/2014, you wrote:
I certainly would not race against uninsured boats.
John McLaughlin
C&C29-2
"Falcon"
-----Original Message-----
From: Dennis C. <<mailto:capt...@gmail.com>capt...@gmail.com>
To: CnClist <<mailto:cnc-list@cnc-list.com>cnc-list@cnc-list.com>
Sent: Fri, Apr 4, 2014 6:59 pm
Subject: Re: Stus-List Whisker pole - Now racing insurance?
Guess I'm in a weird area. Louisiana is fairly litigious but I've
never been asked for insurance for dockage or racing. For racing,
a valid PHRF certificate is all I've been asked for. We
occasionally have to sign a liability waiver for some races.
I have been asked for it for dockage in Florida.
I think the race organizers around here think that the USSailing
coverage is adequate.
Dennis C.
On Fri, Apr 4, 2014 at 5:50 PM, Rick Taillieu
<<mailto:rtaill...@eastlink.ca>rtaill...@eastlink.ca> wrote:
Dennis,
Pretty much all the clubs in the area require at least $1 million
liability insurance.
My club requires a current copy of the insurance certificate to be
on file in the office to keep a boat here.
Rick Taillieu
Nemesis
'75 C&C 25 #371
Shearwater Yacht Club
Halifax, NS.
From: CnC-List [ mailto:cnc-list-boun...@cnc-list.com] On Behalf Of
Dennis C.
Sent: April-04-14 17:53
To: CnClist
Subject: Re: Stus-List Whisker pole - Now racing insurance?
Mike,
$2 million insurance? Hmmm. Interesting policy.
How many other racing organizers require insurance? I've never had
to show in any race in my area.
Dennis C.
Touche' 35-1 #83
Mandeville, LA
On Fri, Apr 4, 2014 at 2:15 PM, Michael Brown
<<mailto:m...@tkg.ca>m...@tkg.ca> wrote:
Well, $100 was pretty cheap. I have a twist lock that I may sell.
Since getting the
larger line control I have not used it much. As mentioned earlier,
even at 17' it
is small for a #1.
If you would like to race National Yacht Club has a policy of
welcoming racers from
nearby clubs to join us for week night racing. You could race NFS
on Tuesdays, FS
on Wednesday, and there is a special beginners NFS on Thursdays.
NYC also starts
the race for the Alexandra Yacht Club on Thursdays. We have two "Around the
Island" weekend races a year with an open invitation. You will need
a PHRF-LO
certificate and show $2M insurance coverage.
If you are getting brave I have a spinnaker I could loan you.
Mike
Date: Fri, 4 Apr 2014 14:51:44 -0400
From: Stevan Plavsa <<mailto:stevanpla...@gmail.com>stevanpla...@gmail.com >
To: "<mailto:cnc-list@cnc-list.com>cnc-list@cnc-list.com "
<<mailto:cnc-list@cnc-list.com>cnc-list@cnc-list.com>
Subject: Re: Stus-List Whisker pole - 32
Message-ID:
<<mailto:caddevn5ebva9ow1xprcexszmf91jv+jz-thgsuxvrzgsmbe...@mail.gmail.com>
caddevn5ebva9ow1xprcexszmf91jv+jz-thgsuxvrzgsmbe...@mail.gmail.com >
Content-Type: text/plain; charset="iso-8859-1"
Thanks Dwight. I haven't raced the boat yet (except for some fun races the
club hosts annually). The keelboat racing scene at our small club is
dwindling but yeah, I plan to participate in the weekly races this year.
Steve
Suhana, C&C 32
Toronto
_______________________________________________
This List is provided by the C&C Photo Album
<http://www.cncphotoalbum.com>http://www.cncphotoalbum.com
<mailto:CnC-List@cnc-list.com>CnC-List@cnc-list.com
No virus found in this message.
Checked by AVG - <http://www.avg.com>www.avg.com
Version: 2014.0.4355 / Virus Database: 3722/7302 - Release Date: 04/04/14
_______________________________________________
This List is provided by the C&C Photo Album
<http://www.cncphotoalbum.com>http://www.cncphotoalbum.com
<mailto:CnC-List@cnc-list.com>CnC-List@cnc-list.com
_______________________________________________
This List is provided by the C&C Photo Album
<http://www.cncphotoalbum.com>http://www.cncphotoalbum.com
<mailto:CnC-List@cnc-list.com>CnC-List@cnc-list.com
_______________________________________________
This List is provided by the C&C Photo Album
<http://www.cncphotoalbum.com/>http://www.cncphotoalbum.com
<mailto:CnC-List@cnc-list.com>CnC-List@cnc-list.com
_______________________________________________
This List is provided by the C&C Photo Album
<http://www.cncphotoalbum.com>http://www.cncphotoalbum.com
<mailto:CnC-List@cnc-list.com>CnC-List@cnc-list.com
_______________________________________________
This List is provided by the C&C Photo Album
http://www.cncphotoalbum.com
CnC-List@cnc-list.com
_______________________________________________
This List is provided by the C&C Photo Album
http://www.cncphotoalbum.com
CnC-List@cnc-list.com
