As others have posted a requirement for insurance is common up here.
Some of the regattas and races mention it, other request proof, some
want it on file. I like the idea of having insurance, and the additional
charge to go to $2M from the standard coverage of $1M was under $20.

A few boats at the club have made insurance claims. The owners felt the
settlement was prompt and fair. A Farr ( Mumm ) 30 was hit by lightning
on the lake and written off, the classic "R" boat shattered its wooden mast,
and some collisions.  Stuff does happen.

Michael Brown
Windburn
C&C 30-1



Date: Fri, 4 Apr 2014 16:55:26 -0400 
From: D Harben <sailadventu...@rogers.com> 
To: "cnc-list@cnc-list.com" <cnc-list@cnc-list.com> 
Subject: Re: Stus-List Whisker pole - Now racing insurance? 
Message-ID: <cfa6871d-6aa9-4434-9cc0-2ff78ad2c...@rogers.com> 
Content-Type: text/plain; charset="us-ascii" 
 
Pretty standard in Ontario in order to keep a boat at a club/marina as well as 
register to race.  
 
Don 
 
 
 
> On Apr 4, 2014, at 4:53 PM, "Dennis C." <capt...@gmail.com> wrote: 
>  
> Mike, 
>  
> $2 million insurance?  Hmmm.  Interesting policy. 
>  
> How many other racing organizers require insurance?  I've never had to show 
> in any race in my area.  
>  
> Dennis C. 
> Touche' 35-1 #83 
> Mandeville, LA 
>  
>> On Fri, Apr 4, 2014 at 2:15 PM, Michael Brown <m...@tkg.ca> wrote: 
>> Well, $100 was pretty cheap. I have a twist lock that I may sell. Since 
>> getting the 
>> larger line control I have not used it much. As mentioned earlier, even at 
>> 17' it 
>> is small for a #1. 
>>  
>> If you would like to race National Yacht Club has a policy of welcoming 
>> racers from 
>> nearby clubs to join us for week night racing. You could race NFS on 
>> Tuesdays, FS 
>> on Wednesday, and there is a special beginners NFS on Thursdays. NYC also 
>> starts 
>> the race for the Alexandra Yacht Club on Thursdays. We have two "Around the 
>> Island" weekend races a year with an open invitation. You will need a 
>> PHRF-LO 
>> certificate and show $2M insurance coverage. 
>>  
>> If you are getting brave I have a spinnaker I could loan you. 
>>  
>> Mike 
>>  
>>  
>> Date: Fri, 4 Apr 2014 14:51:44 -0400  
>> From: Stevan Plavsa <stevanpla...@gmail.com>  
>> To: "cnc-list@cnc-list.com" <cnc-list@cnc-list.com>  
>> Subject: Re: Stus-List Whisker pole - 32  
>> Message-ID:  
>>     <caddevn5ebva9ow1xprcexszmf91jv+jz-thgsuxvrzgsmbe...@mail.gmail.com> 
>> Content-Type: text/plain; charset="iso-8859-1"  
>>  
>> Thanks Dwight. I haven't raced the boat yet (except for some fun races the  
>> club hosts annually). The keelboat racing scene at our small club is  
>> dwindling but yeah, I plan to participate in the weekly races this year.  
>>  
>> Steve  
>> Suhana, C&C 32  
>> Toronto  
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