It pays to ask "Y" ;)
From: CnC-List [mailto:cnc-list-boun...@cnc-list.com] On Behalf Of Eric Baumes Sent: Tuesday, November 06, 2012 2:42 PM To: cnc-list@cnc-list.com Subject: Re: Stus-List Need Legal advice please In a storm here a couple years ago boat A broke loose and hit boat B. Boat B tried to collect from Boat A's insurance (X). Boat A's insurance X said "Act of God" and did not pay. Boat B's insurance (Y) paid for the damages (less deductible). Boat B sued Boat A to get deductible back. Boat B lost. In the same storm Boat C broke loose and hit Boat D (me). Both were insured by the same company (Y). Company Y paid for both. My damage was paid by my policy (with no deductible) and was not registered as a claim by me. Company Y said it could not sue itself. If Boat B did not have insurance he would have been out of luck all together. I hope you have better luck than Boat B. On Mon, Nov 5, 2012 at 10:19 AM, Della Barba, Joe <joe.della.ba...@ssa.gov> wrote: Too late for the OP now, but this is a good reason to have hull insurance, even if you have a low hull value and high deductible. Your company will naturally NOT want to pay the claim, so their lawyers will be after the clam boat or whatever hit you at their expense. My insurance is about $550/year, so it seems well worth it. Joe Della Barba Coquina C&C 35 MK I www.dellabarba.com _______________________________________________ This List is provided by the C&C Photo Album http://www.cncphotoalbum.com CnC-List@cnc-list.com This e-mail (and attachment(s)) is confidential, proprietary, may be subject to copyright and legal privilege and no related rights are waived. If you are not the intended recipient or its agent, any review, dissemination, distribution or copying of this e-mail or any of its content is strictly prohibited and may be unlawful. All messages may be monitored as permitted by applicable law and regulations and our policies to protect our business. E-mails are not secure and you are deemed to have accepted any risk if you communicate with us by e-mail. If received in error, please notify us immediately and delete the e-mail (and any attachments) from any computer or any storage medium without printing a copy. Ce courriel (ainsi que ses pièces jointes) est confidentiel, exclusif, et peut faire l’objet de droit d’auteur et de privilège juridique; aucun droit connexe n’est exclu. Si vous n’êtes pas le destinataire visé ou son représentant, toute étude, diffusion, transmission ou copie de ce courriel en tout ou en partie, est strictement interdite et peut être illégale. Tous les messages peuvent être surveillés, selon les lois et règlements applicables et les politiques de protection de notre entreprise. Les courriels ne sont pas sécurisés et vous êtes réputés avoir accepté tous les risques qui y sont liés si vous choisissez de communiquer avec nous par ce moyen. Si vous avez reçu ce message par erreur, veuillez nous en aviser immédiatement et supprimer ce courriel (ainsi que toutes ses pièces jointes) de tout ordinateur ou support de données sans en imprimer une copie.
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