Progressive is about half the price of BoatUS and does not require a survey. 
There is an upper limit to what they insure – maybe 20K – and they have a large 
deductible for named storms, however. 

From: johnr...@aol.com 
Sent: Thursday, July 19, 2012 3:21 PM
To: cnc-list@cnc-list.com 
Subject: Re: Stus-List - Boat Insurance

I had been using Boat US for my previous boat.  Also, they were the insurer for 
my recently purchased 29 MKII with the PO.  They sent me a quote for $13K less 
in value and at a rate nearly twice what they had been charging the PO.  
Nothing had changed the re boat.  Still moored at the same location and stored 
at the same location, sailed in same fashion in the same waters.  Since I had 
the purchase survey already in hand, I went to State Farm, who insure my car 
and condo, and got coverage for $2K over the survey estimate and at a very 
reasonable annual rate when compared to what others in my club are paying for 
their boats.  All State Farm asked was some minor corrections in safety areas - 
that I would have done anyway - that were mentioned in the survey. 

Cheers,
John McLaughlin
"Falcon"



-----Original Message-----
From: djhaughey <djhaug...@juno.com>
To: cnc-list <cnc-list@cnc-list.com>
Sent: Thu, Jul 19, 2012 3:06 pm
Subject: Stus-List - Boat Insurance


Okay so I have some quotes.  Boat US is the highest and 2 times that of the 
lowest.  The lowest wants me to get the surveyor back out and Boat US just want 
my money.

Is Boat US insurance worth the extra money?  

Maybe just for the convenience factor.  I've been using them for the Oday 22 
and, have never had a claim...

Any thoughts?

Danny
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