Anyone ever meet a stick instead of a carrot when asking the entity on the 
other side (insurance, taxes, other regulatory matters, etc.) for a compliance 
check? I'd hate to ask for a compliance audit, then be penalized when they find 
something wrong. I assume that when you ask for an audit that they just allow 
you to correct it and move forward. 


However, when you assume... 




----- 
Mike Hammett 
Intelligent Computing Solutions 

Midwest Internet Exchange 

The Brothers WISP 




----- Original Message -----

From: "Mark Radabaugh" <m...@amplex.net> 
To: "AnimalFarm Microwave Users Group" <af@af.afmug.com> 
Sent: Wednesday, September 16, 2020 9:30:57 AM 
Subject: Re: [AFMUG] Workers Comp 

Ohio is a captive insurance state for workers comp - meaning your only choice 
for workers comp is the state run program. 

We use: 

8742 for Sales 
8901 for office workers 
9516 for installers 
7600 for tower workers 

We requested from workers comp that they do a classification audit. A workers 
comp inspector did extensive interviews and visited with the installers. The 
inspector then assigned the above codes and provided his written documentation 
of how and why he assigned those. 

Ask your insurance company to do a classification audit. You can quit guessing, 
and you have something in writing to point to if the company ever disputes a 
claim over classification. 

Mark 



> On Sep 16, 2020, at 9:15 AM, David Coudron <david.coud...@advantenon.com> 
> wrote: 
> 
> There was some discussion at first, but in the end the found a work code to 
> put our guys under they were comfortable with. I believe it is the same code 
> as a satellite TV installer would be under. That is a pretty good fit for our 
> normal customer installation work. The very limited amount of tower work that 
> we do didn't tip the scales. And since we don't build towers or erect the 
> structures, being on a tower a few times a year didn't amount to enough to 
> worry them. 
> 
> Regards, 
> 
> 
> -----Original Message----- 
> From: Matt Hoppes <mattli...@rivervalleyinternet.net> 
> Sent: Wednesday, September 16, 2020 8:07 AM 
> To: AnimalFarm Microwave Users Group <af@af.afmug.com>; David Coudron 
> <david.coud...@advantenon.com> 
> Subject: Re: [AFMUG] Workers Comp 
> 
> How are you using ADP? ADP doesn't peer with anyone who does "high-risk" 
> workers comp insurance to cover telecommunications. 
> 
> On 9/16/20 7:45 AM, David Coudron wrote: 
>> We are using ADP for our payroll and get workers comp from them. It is nice 
>> because they take premiums from every payroll and we don't have to mess 
>> around with estimating premiums and making up the difference when they do 
>> audits. We still get the audits, but what we have been paying is our 
>> liability, so no big surprises. They are pretty quick to get out COIs as 
>> well, which is nice when we get requests for them. They seem to be about the 
>> same price as everyone else, but you need to use them for payroll, which we 
>> were doing anyway. 
>> 
>> Regards, 
>> 
>> David Coudron 
>> 
>> David Coudron 
>> david.coud...@advantenon.com | Mobile: 612-991-7474 
>> 
>> Advantenon, Inc. 
>> i...@advantenon.com | 3500 Vicksburg Lane N, Suite 315, Plymouth, MN 
>> 55447 | www.advantenon.com | Phone: 800-704-4720 | Local: 
>> 612-454-1545 
>> 
>> 
>> 
>> -----Original Message----- 
>> From: AF <af-boun...@af.afmug.com> On Behalf Of Matt Hoppes 
>> Sent: Tuesday, September 15, 2020 9:31 PM 
>> To: af@af.afmug.com 
>> Subject: [AFMUG] Workers Comp 
>> 
>> Who do you all have your workers comp insurance with? Unitel is not the 
>> insurance company, they are just a broker. 
>> 
>> Who is your underlying carrier? 
>> 
> -- 
> AF mailing list 
> AF@af.afmug.com 
> http://af.afmug.com/mailman/listinfo/af_af.afmug.com 


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