Yes, but again, we don't have our techs doing tower work.   We either do that 
ourselves or hire it out.    The techs are basically doing the exact same thing 
as a satellite TV or cable TV technician.   

Regards,

David Coudron


-----Original Message-----
From: Matt Hoppes <mattli...@rivervalleyinternet.net> 
Sent: Wednesday, September 16, 2020 8:45 AM
To: AnimalFarm Microwave Users Group <af@af.afmug.com>; David Coudron 
<david.coud...@advantenon.com>; Ken Hohhof <af...@kwisp.com>
Subject: Re: [AFMUG] Workers Comp

Your broker was OK with that?

Code 7600 applies to the operation of telephone (including cellular telephone), 
telegraph or cable television companies (including direct television satellite 
companies).

On 9/16/20 9:34 AM, David Coudron wrote:
> Our techs are 7600.
> 
> 
> 
> -----Original Message-----
> From: AF <af-boun...@af.afmug.com> On Behalf Of Matt Hoppes
> Sent: Wednesday, September 16, 2020 8:16 AM
> To: AnimalFarm Microwave Users Group <af@af.afmug.com>; Ken Hohhof 
> <af...@kwisp.com>
> Subject: Re: [AFMUG] Workers Comp
> 
> Are you classified as 0757 for your techs?
> 
> On 9/16/20 9:13 AM, Ken Hohhof wrote:
>> Is it still the same with insurers that you ask why you are high risk 
>> assuming it is ladders and roofs and towers, and they say oh no that's fine, 
>> it's the Internet that's high risk?
>>
>> Which I never understood unless you are getting errors & omissions 
>> insurance.  But they are comfortable with the risk of falling off a roof, 
>> but this newfangled thing called the Internet apparently involves scary 
>> things like hackers and viruses and stuff.
>>
>> You say telecom though, that would seem to be broader than just Internet.  
>> So hooking up a phone system is also high risk?
>>
>> -----Original Message-----
>> From: AF <af-boun...@af.afmug.com> On Behalf Of Matt Hoppes
>> Sent: Wednesday, September 16, 2020 8:07 AM
>> To: AnimalFarm Microwave Users Group <af@af.afmug.com>; David Coudron 
>> <david.coud...@advantenon.com>
>> Subject: Re: [AFMUG] Workers Comp
>>
>> Who is the underlying carrier you're using and what employee code?
>>
>> On 9/16/20 7:45 AM, David Coudron wrote:
>>> We are using ADP for our payroll and get workers comp from them.  It is 
>>> nice because they take premiums from every payroll and we don't have to 
>>> mess around with estimating premiums and making up the difference when they 
>>> do audits.   We still get the audits, but what we have been paying is our 
>>> liability, so no big surprises.   They are pretty quick to get out COIs as 
>>> well, which is nice when we get requests for them.   They seem to be about 
>>> the same price as everyone else, but you need to use them for payroll, 
>>> which we were doing anyway.
>>>
>>> Regards,
>>>
>>> David Coudron
>>>
>>> David Coudron
>>> david.coud...@advantenon.com  |  Mobile: 612-991-7474
>>>     
>>> Advantenon, Inc.
>>> i...@advantenon.com  |  3500 Vicksburg Lane N, Suite 315, Plymouth, 
>>> MN 55447  |  www.advantenon.com  |  Phone: 800-704-4720  |  Local: 
>>> 612-454-1545
>>>
>>>
>>>
>>> -----Original Message-----
>>> From: AF <af-boun...@af.afmug.com> On Behalf Of Matt Hoppes
>>> Sent: Tuesday, September 15, 2020 9:31 PM
>>> To: af@af.afmug.com
>>> Subject: [AFMUG] Workers Comp
>>>
>>> Who do you all have your workers comp insurance with?  Unitel is not the 
>>> insurance company, they are just a broker.
>>>
>>> Who is your underlying carrier?
>>>
>>
> 
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