I've been trying to set up our API access with a test MCC account and am 
running into the following error:

[QuotaCheckError.TERMS_AND_CONDITIONS_NOT_SIGNED @ ; trigger:'<null>']


I found the following resource 
<https://developers.google.com/adwords/api/docs/common-errors?hl=es#QuotaCheckError.TERMS_AND_CONDITIONS_NOT_SIGNED>
 and 
have made sure that the production MCC account has a credit card attached 
and have accepted the terms and conditions.  However, for the test MCC 
account, I havent been able to put in the billing details and accept terms 
and conditions because I don't see the billing tab under the Gears 
 (Settings) icon.

Am I missing something here or have I done all that I can at this time?

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