This is beautifully accessible with VoiceOver. I was approved for an early look at the card and it’s fantastic! The accessibility is the biggest feature for me. Not all bank websites/apps are accessible. Apple really makes the experience of using and paying your card enjoyable.
Ed W. > On Aug 16, 2019, at 7:50 AM, M. Taylor <[email protected]> wrote: > > This is how you set up your Apple Card for iPhone > Plan on signing up for an Apple Card? Read this. > By Jason CiprianiAugust 10, 2019 6:00 AM PDT > > The look of your Apple Card is always changing. > Jason Cipriani/CNET > Earlier this week, Apple began sending out invites for its newest product, > the Apple Card. The preview period will only last a few more weeks, as Apple > plans to launch its new credit card later in August. > > Apple's approach to mobile payments can be confusing, considering it now > offers Apple Pay, Apple Cash and Apple Card, which are different services > that work in similar, yet different ways. (CNET's Jessica Dolcourt does a > fantastic job of breaking down the differences.) > With the Apple Card, Apple took a new approach to how users interact with > and manage a credit card. From a simple sign-up process to viewing your > spending habits, earning Daily Cash and paying your bill -- everything Apple > Card-related is done on your iPhone. > Video: Apple Card FAQ: What you need to know > > I was able to get an invite for the preview, and after reading through the > fine print, I decided to sign up. > > How to sign up > For the next few weeks, Apple is slowly rolling the Apple Card via a preview > program. If you signed up to be notified of its launch, then you have a > chance of getting randomly selected to participate. The Apple Card will > fully roll out in the US by the end of August, meaning preview invites will > no longer be required. Make sure your iPhone ($1,000 at Amazon) is running > iOS 12.4 before you try to sign up. > > Signing up for an Apple Card takes under a minute. > > The sign-up process is the same, whether you receive an invite or wait for > the full launch: > 1. > Open the Wallet app on your iPhone. > 2. > Tap the + button in the top right corner. > 3. > If you see a screen explaining what Apple Pay is, tap Continue. > 4. > Select Apple Card from the list of available payment methods. > 5. > Apple fills out most of the sign-up form for you using your Apple ID > information. You'll need to confirm the information, add the last four > digits of your social security number, enter your annual income and accept > the Apple Card terms and conditions. > 6. > Once you're done, you'll receive an offer with what your credit limit and > interest rate will be. Tap Accept Apple Card to open your Apple Card > account. Select No Thanks if you change your mind. > > Once you accept the offer, you'll be asked if you want to set Apple Card as > your default card. If you select Use as Default Card your Apple Card will be > triggered for all contactless payments, and your Apple payment source for > the Apple Store (apps, movies, subscriptions) will be changed to use the > Apple Card. > Lastly, during the sign-up process, you're asked if you want to receive a > physical Apple Card in the mail for use in places that don't have > contactless payment systems. If you don't want a physical card right now, > you can always request one later on. > > There are multiple ways to pay with your Apple Card. > Using your Apple Card > Immediately after opening your Apple Card account, you'll have a digital > version of the card available in Apple Pay. You can begin using it to make > purchases right away -- I bought some coffee at Starbucks just a few minutes > after setting my account up. > > The process for using your Apple Card through Apple Pay is the same as it's > always been: Place your phone near a payment terminal and use Touch ID or > Face ID to approve the transaction. > > Apple will also add your Apple Card to Safari's auto-fill feature, which > you've likely seen a prompt for when ordering something in Safari on your > phone or Mac. If you're not being prompted to use your Apple Card, or any > card for that matter, when making purchases in Safari, go into your iPhone's > Settings app and select Safari > AutoFill and turn on Credit Cards. > > If you want to use your Apple Card on a website that doesn't accept Apple > Pay, and you're not a Safari user, your Apple Card has a semipermanent > virtual card number (more on what that means below). You can find your > card's number on your iPhone by opening the Wallet app and selecting your > Apple Card and then the three-dot icon in the top-right corner followed by > Card Information. > There you'll find a card number, expiration date and security code; all of > the information you'd need to make a purchase online or over the phone. > > Your titanium Apple Card should arrive in the mail within a week of signing > up. Once it does, you'll need to activate it either in the Wallet app (for > older iPhone models) or by holding your iPhone XS or iPhone XR ($750 at Best > Buy) near the card's envelope and following the prompts. > > The Wallet app shows you transactions and spending habits, and gives control > over your Apple Card account. > > The Wallet app is your Apple Card account portal > The Wallet app on your iPhone is where you go to view and manage your Apple > Card account. Your card is tied to your Apple ID, so you don't need to worry > about creating and remembering another password. > You'll notice as you begin to make purchases that the Apple Card in the > Wallet app changes colors and looks different after every transaction. > That's Apple's way of gently showing you what your spending habits are, with > each color representing a different category. > Currently, there are seven spending categories: Shopping, Food & Drinks, > Entertainment, Services, Travel, Transportation and Health. > > To view your spending habits, open the Wallet app and select your Apple > Card. You'll see a list of recent transactions, your balance, any upcoming > payments and weekly activity. > > Tap on a transaction to view more details, including the exact location it > was made at, how much Daily Cash you earned and how much money you've spent > at that business for the given month. > Select Weekly Activity to view your purchases, broken down by the same > color-coded categories that determine what your Apple Card looks like. > Alternatively, you can tap View Monthly to break down spending patterns by > each month. > > Paying down your balance is the best way to save on interest. > > After purchases begin posting to your account, you'll be able to make a > payment and view how much interest your current balance will accrue over > time. View your Apple Card in the Wallet app and tap on the Payment panel. > At the top of the screen will be your billing date. A circular slider will > let you adjust a payment amount, and just below that, you'll see any > interest charges that will be charged. Tap Pay Now when you're ready to make > a payment. > > The first time you make a payment you'll need to add a bank account. If you > already use Apple Cash, then you'll be asked if you want to use the same > bank account and the information will automatically get filled in for you. > Otherwise, you'll need your bank's routing number and your account number. > > Daily Cash > Using your Apple Card, you'll earn cash back on every purchase. The amount > of Daily Cash you earn is based on how (and in once instance, where) a > purchase is made. For all purchases made at Apple, be it for your Apple > Music subscription or a new iPhone in the Apple Store, you'll earn 3% back. > For all contactless payments, you'll earn 2% back. When you use the physical > card, you'll get 1% back. > Here's how the Apple Card compares with the Chase Sapphire and Amazon Prime > Rewards credit cards. > > You don't have to do anything to claim your Daily Cash -- Apple will process > and transfer it to your Apple Cash card every night. So if you purchased an > iPad Pro ($746 at Walmart) at the Apple Store and the total was $1,000, you > should expect to have $30 on your Apple Cash card the next day. > You can then put your Apple Cash balance toward the balance on your Apple > Card, spend it using Apple Pay or transfer it to your bank account. > > Check on your Daily Cash transaction history by going into the Wallet app > and selecting your Apple Card, then the three-dot icon in the top right > corner. View your transaction history under Weekly Activity and select Daily > Cash. > > Enable Lost Mode as soon as possible after losing your iPhone. > What happens if you lose your card or, even worse, your phone? > If you misplace or lose the physical Apple Card, you can freeze it in the > Wallet app. You can then unfreeze the card if you recover it, and begin > using it again. If you lose it and are unable to find it, you can cancel > your old card and request a new one within the Wallet app. > > Replace your virtual card > If your virtual card has been compromised, you can cancel it and request a > new number from the Wallet app. Doing so will immediately give you a new > number and security code, invalidating the previous card number. Your > virtual card number is not the same number that's on your physical card, so > getting a new virtual number will require you to order a replacement card. > > To request a new virtual card number, view your Apple Card in the Wallet app > and tap the three-dot icon in the top-right corner. Select Card Information >> Request New Card Number. You'll need to confirm you want a new card > number, after which it will be updated. > > What happens if you lose your phone? > If you lose your iPhone, the first thing to do is turn on Lost Mode using > Find My iPhone. Doing so will prevent anyone from using all the cards you've > added to Apple Pay. Next, you'll need to contact Apple support at > 877-255-5923 > and request that your virtual card number and, if needed, your physical card > be frozen. > > Apple Card support is live 24/7. > Where to turn for customer support > The quickest and easiest way to get support for your Apple Card account is > via iMessage. You can start a conversation with Apple support by viewing > your Apple Card settings in the Wallet app. > Tap on the Message button, and an iMessage thread will begin where you can > chat with a support representative from Goldman Sachs, the Apple Card's card > issuer and bank. Next to the Message option, you'll also find the option to > call support or visit the support website. > Don't go to an Apple Store -- Apple Card support is handled by Goldman > Sachs, so Apple Store employees probably aren't going to be much help beyond > directing you to Goldman Sachs. > > Since the Apple Card is part of the Mastercard network, you are eligible for > some Mastercard network benefits, for which you'll need to contact > Mastercard support -- for example, for help with its identity theft > protection program, or free ShopRunner shipping. > > What if you switch to Android? > If you decide that it's time to jump ship to an Android phone, you can still > use the physical version of your Apple Card and continue to pay toward your > balance -- but you'll need to call in your payments to > 877-255-5923. > Without an iPhone, all of the benefits and streamlined interactions that > make the Apple Card unique all but disappear. > > You can use your iPad to view transaction history and similar information, > but you won't be able to make payments, view spending habits or any of the > more in-depth features you'll find on an iPhone. > > As we continue to use the Apple Card, charging, making payments and > monitoring our spending, there'll surely be more features we discover. We'll > continue to update this post in the coming days and weeks. > > Original Article at: > https://www.cnet.com/how-to/this-is-how-you-set-up-your-apple-card-for-iphon > e/?ftag=CAD-04-10abf6e&bhid=22694667381686839172315209628767 > > > -- > The following information is important for all members of the V iPhone list. > > If you have any questions or concerns about the running of this list, or if > you feel that a member's post is inappropriate, please contact the owners or > moderators directly rather than posting on the list itself. > > Your V iPhone list moderator is Mark Taylor. Mark can be reached at: > [email protected]. Your list owner is Cara Quinn - you can reach Cara at > [email protected] > > The archives for this list can be searched at: > http://www.mail-archive.com/[email protected]/ > --- > You received this message because you are subscribed to the Google Groups > "VIPhone" group. > To unsubscribe from this group and stop receiving emails from it, send an > email to [email protected]. > To view this discussion on the web visit > https://groups.google.com/d/msgid/viphone/002401d55439%249fba8d90%24df2fa8b0%24%40edu. -- The following information is important for all members of the V iPhone list. If you have any questions or concerns about the running of this list, or if you feel that a member's post is inappropriate, please contact the owners or moderators directly rather than posting on the list itself. Your V iPhone list moderator is Mark Taylor. Mark can be reached at: [email protected]. 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