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Raja Narayanan MBS Strategy Citi Research 390 Greenwich St, 5th Floor New York, NY 10013 212-723-1539 [cid:image001.png@01D3B9D9.F96C4320]<https://ir.citi.com/BjVSNAwotMTyOjn4knIj4WyZoWwMXjHGpvl148lRXb6LaC6e1Gll0jR%2B3EIpEUJ4>
