> >   
> 
> Actually in some ways this leads to an interesting idea. In our wiki 
> here perhaps we should write some guidelines for banks and everyone else 
> running legitimate email servers as to what is the correct way to 
> configure their servers. The first thig that come to mind is getting 
> FCrDNS correct and making sure that the domain of the from address, the 
> HELO, and FCrDNS all resolve to the banks domain.
> 

That is not practical.
Atleast in India, Banks use third party servers to send their mailers
often. And the ips have PTR's & HELO's which dont match the banks',
because these dont belong to the bank

I do something like this. 
((! SPF_PASS ) && ( ENV_FROM_GOOD_BANKS || HEADER_FROM_GOOD_BANKS) )
then give a score 3.0 

Of course the GOOD_BANKS are a list of bank which have SPF records. 

Thanks
Ram



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