POI 3.14 fails to read an excel file with password - Export Restrictions in place - please install JCE Unlimited Strength Jurisdiction Policy files

[Sateesh K Kolusu]

I am using POI 3.14 and when trying to read an Excel 2016 file with 
password, I get this error
org.apache.poi.EncryptedDocumentException: Export Restrictions in place - 
please install JCE Unlimited Strength Jurisdiction Policy files

The same excel file without password works fine to be read.

Appreciate your inputs for a possible solution for this. 

Thanks
Sateesh