Below is a Datek Online (discount stock broker) mass e-mail.
It outlines their privacy policy. The following tests were
triggered: (I don't have any suggestions on how to detect
messages like these.)

(1 point)     BODY: Contains 'Dear Somebody'
(1.93 points) BODY: Contains a 1-800- number
(0.01 points) BODY: Asks you to click below
(1.8 points)  BODY: Tells you to click on a URL
(1 point)     BODY: Image tag with an ID code to identify you


NOTE: I've stripped a few headers. They aren't important to
the analysis of this message. I apologize for the length.

Date: Fri, 22 Jun 2001 12:29:30 -0700 (PDT)
From: Datek <[EMAIL PROTECTED]>
Reply-to: [EMAIL PROTECTED]
Subject: Service Notice-Datek Privacy & Security Principles
Errors-to: [EMAIL PROTECTED]
Mime-Version: 1.0
X-cid: 3939342949
Status: RO
X-Status: R
Content-Type: multipart/alternative; boundary="---=_NEXT_e7419bb9b6"


-----=_NEXT_e7419bb9b6
Content-Type: text/plain; charset="iso-8859-1"
Content-Transfer-Encoding: quoted-printable
Subject: 

Dear Richard Laager:=20

You bring us more than your money as a Datek customer. You also trust=20
us with sensitive personal information.=20

We appreciate the confidence that you place in Datek and understand=20
the responsibilities it demands of us. Our objective will always=20
remain the same -- to serve your needs with integrity throughout=20
every phase of your Datek experience.=20

At the center of this commitment are the Privacy and Security=20
Principles outlined in the following document. Please take a moment to=20
learn how Datek collects, uses and safeguards the personal information=20
you provide to us and how we seek to protect your interests in=20
this area.=20

Sincerely,=20


John J. Mullin=20
President=20
Datek Online Brokerage Services LLC=20
www.datek.com


High volumes of trading and volatility may result in executions at=20
prices significantly away from the price quoted or displayed at the=20
time of order entry.=20

System response and access times may vary due to market conditions,=20
system performance, and other factors.=20


=A9 2001 Datek Online Brokerage Services LLC, Member NASD/SIPC


Datek Privacy & Security Principles

Datek earns your trust by adhering to Privacy & Security Principles=20
that respect your interest in protecting your personal information.=20
This notice is provided on behalf of Datek Online Financial Services=20
LLC, Datek Online Brokerage Services LLC, their clearing affiliate,=20
iClearing LLC and Datek Online Holdings Corp. (collectively "Datek"=20
herein). These are our Principles:

Principle 1 - Accountability: We answer to you. Our organization is=20
responsible for personal information under our control and have=20
designated individuals who are held accountable for compliance with=20
the Principles described in this notice.=20

Principle 2 - Responsiveness: If you have specific questions that are=20
not answered by the material that we disclose here, or in the linked=20
resources, we will address your concerns by inquiries opened via our=20
secure @nswerBox service. @nswerbox is located on the left navigation=20
bar of our home page www.datek.com.=20

Principle 3 - Openness & Access: We will strive to provide you with=20
convenient access to your personal information to ensure its accuracy=20
and assist you in the management of your affairs.=20

     =B7 You will have online access to your account information and will=
=20
     be able to edit certain information such as address, password=20
     settings, email address etc. by simply logging into your Datek=20
     account and clicking account services-user profile-preferences.=20

     =B7 If you identify any inaccuracy in your personal information or=20
     require other information, you will have access to trained=20
     Customer Support representatives by calling 1-800-U2-Datek=20
     (1-800-823-2835).=20

Principle 4 - Maintaining Safeguards: Datek will protect your=20
personal information by using appropriate security safeguards. We=20
will remain alert and prepared to adapt these measures to address=20
potential threats, hazards or unauthorized access. You can take added=20
steps to increase your security online and protect your confidential=20
information. Please visit http://www.datek.com/advantage/security.html
to learn more about protecting your information online. Examples of=20
our safeguards are:=20

     =B7 restricting access to information to persons who need to know=20
     the information to provide products or services to you;=20

     =B7 maintaining physical, electronic, and procedural safeguards to=20
     protect your personal information; and=20

     =B7 imposing contractual commitments and procedures that require our=
=20
     service providers to adhere to privacy and security policies=20
     consistent with our own.=20

Principle 5 - Identifying Collection: We obtain personal information=20
about you in order to service your account and enhance our services.=20
Such information includes:=20

     =B7 applications, forms or other communications that you send us,=20

     =B7 your transactions with us,=20

     =B7 data from either a Datek "cookie" or Datek service provider's cook=
ie.=20
     For information on cookies please=20
     visit http://www.datek.com/advantage/cookies.html.

     =B7 information from consumer reporting agencies (such as to verify=20
     your identity or creditworthiness). For more information please visit=
=20
     http://www.datek.com/helpdesk/fair.html.=20

Principle 6 - Limiting Collection: We will limit the collection of=20
personal information to that which is necessary for the purposes of=20
providing the products and services you have requested and conducting=20
our business efficiently.=20

Principle 7 - Limiting Disclosure and Retention: Personal information=20
is retained and disclosed as necessary to serve our customers and=20
otherwise only in accordance with applicable law. Personal=20
information about our customers or former customers is not used or=20
disclosed to any third parties except:=20

     =B7 as required in rendering the services that you have requested=20
     (as in completing a wire transfer or other withdrawal from your=20
     account);=20

     =B7 as permitted by law to our service providers (such as to=20
     complete our mailings to you-and again, we will select and monitor=20
     these vendors in order to maintain the privacy and security of=20
     your information);=20

     =B7 as required by subpoena or law (as to tax authorities or=20
     regulators);=20

     =B7 as may be appropriate to protect against fraud or illegal=20
     activity, for the safety of customers, employees, or property, or=20
     is otherwise permitted by law; or=20

     =B7 if you elect to disclose, or specifically direct us to disclose=20
     for you, personal information to a third party (as in the case=20
     where you request a product or service from a third party after=20
     receiving information or a link from Datek).=20

Principle 8 - Respecting Your Wishes: Datek uses email and direct=20
mail as a way of keeping you up-to-date about our product and service=20
innovations and offers that may be of interest to our customers (e.g.,=20
new account features or investment resources). These communications=20
may also offer special incentives that we hope will prompt you to try=20
something new at Datek. Nonetheless, Datek maintains a practice of=20
permitting persons to be excluded from such communications, but you=20
will not be dropped from receiving information about the status of=20
your account or service notices.

Principle 9 - Accuracy: We will strive to keep personal information as=20
accurate, complete, and up-to-date as is necessary for its intended=20
purpose.=20

Principle 10 - Notice: We will provide you with an annual notice in=20
plain language of our Principles and before making any material=20
change.=20




CC-DA29 / #69068  06-22-01

-----=_NEXT_e7419bb9b6
Content-Type: text/html; charset="iso-8859-1"
Content-Transfer-Encoding: quoted-printable
Subject: 

<HTML>
<BODY>

<FONT FACE=3D"Arial, Helvetica" SIZE=3D"2" COLOR=3D"#000000">Dear Richard L=
aager: <BR>
<BR>
You bring us more than your money as a Datek customer. You also trust <BR>
us with sensitive personal information. <BR>
<BR>
We appreciate the confidence that you place in Datek and understand <BR>
the responsibilities it demands of us. Our objective will always <BR>
remain the same -- to serve your needs with integrity throughout <BR>
every phase of your Datek experience. <BR>
<BR>
At the center of this commitment are the Privacy and Security <BR>
Principles outlined in the following document. Please take a moment to <BR>
learn how Datek collects, uses and safeguards the personal information <BR>
you provide to us and how we seek to protect your interests in <BR>
this area. <BR>
<BR>
Sincerely, <BR>
<BR>
<BR>
John J. Mullin <BR>
President <BR>
Datek Online Brokerage Services LLC <BR>
<A HREF=3D"http://datek1.m0.net/m/s.asp?HB3939342949X1054251X69068X";>www.da=
tek.com</A><BR>
</FONT><BR>
<FONT FACE=3D"Arial, Helvetica" SIZE=3D"1" COLOR=3D"#000000"><BR>
High volumes of trading and volatility may result in executions at <BR>
prices significantly away from the price quoted or displayed at the <BR>
time of order entry. <BR>
<BR>
System response and access times may vary due to market conditions, <BR>
system performance, and other factors. <BR>
<BR>
<BR>
=A9 2001 Datek Online Brokerage Services LLC, Member NASD/SIPC</FONT><BR>
<BR>
<FONT FACE=3D"Arial, Helvetica" SIZE=3D"2" COLOR=3D"#000000"><BR>
<B>Datek Privacy & Security Principles</B><BR>
<BR>
<B>Datek earns your trust by adhering to Privacy & Security Principles <BR>
that respect your interest in protecting your personal information. <BR>
This notice is provided on behalf of Datek Online Financial Services <BR>
LLC, Datek Online Brokerage Services LLC, their clearing affiliate, <BR>
iClearing LLC and Datek Online Holdings Corp. (collectively "Datek" <BR>
herein). These are our Principles:</B><BR>
<BR>
<B>Principle 1 - Accountability:</B> We answer to you. Our organization is =
<BR>
responsible for personal information under our control and have <BR>
designated individuals who are held accountable for compliance with <BR>
the Principles described in this notice. <BR>
<BR>
<B>Principle 2 - Responsiveness:</B> If you have specific questions that ar=
e <BR>
not answered by the material that we disclose here, or in the linked <BR>
resources, we will address your concerns by inquiries opened via our <BR>
secure @nswerBox service. @nswerbox is located on the left navigation <BR>
bar of our home page <A HREF=3D"http://datek1.m0.net/m/s.asp?HB3939342949X1=
054248X69068X">www.datek.com</A>. <BR>
<BR>
<B>Principle 3 - Openness & Access:</B> We will strive to provide you with =
<BR>
convenient access to your personal information to ensure its accuracy <BR>
and assist you in the management of your affairs. <BR>
<BR>
=A0=A0=A0=A0=A0=A0=A0=A0=B7 You will have online access to your account inf=
ormation and will <BR>
=A0=A0=A0=A0=A0=A0=A0=A0be able to edit certain information such as address=
, password <BR>
=A0=A0=A0=A0=A0=A0=A0=A0settings, email address etc. by simply logging into=
 your Datek <BR>
=A0=A0=A0=A0=A0=A0=A0=A0account and clicking account services-user profile-=
preferences. <BR>
<BR>
=A0=A0=A0=A0=A0=A0=A0=A0=B7 If you identify any inaccuracy in your personal=
 information or <BR>
=A0=A0=A0=A0=A0=A0=A0=A0require other information, you will have access to =
trained <BR>
=A0=A0=A0=A0=A0=A0=A0=A0Customer Support representatives by calling 1-800-U=
2-Datek <BR>
=A0=A0=A0=A0=A0=A0=A0=A0(1-800-823-2835). <BR>
<BR>
<B>Principle 4 - Maintaining Safeguards:</B> Datek will protect your <BR>
personal information by using appropriate security safeguards. We <BR>
will remain alert and prepared to adapt these measures to address <BR>
potential threats, hazards or unauthorized access. You can take added <BR>
steps to increase your security online and protect your confidential <BR>
information. Please visit <A HREF=3D"http://datek1.m0.net/m/s.asp?HB3939342=
949X1054261X69068X">http://www.datek.com/advantage/security.html</A><BR>
to learn more about protecting your information online. Examples of <BR>
our safeguards are: <BR>
<BR>
=A0=A0=A0=A0=A0=A0=A0=A0=B7 restricting access to information to persons wh=
o need to know <BR>
=A0=A0=A0=A0=A0=A0=A0=A0the information to provide products or services to =
you; <BR>
<BR>
=A0=A0=A0=A0=A0=A0=A0=A0=B7 maintaining physical, electronic, and procedura=
l safeguards to <BR>
=A0=A0=A0=A0=A0=A0=A0=A0protect your personal information; and <BR>
<BR>
=A0=A0=A0=A0=A0=A0=A0=A0=B7 imposing contractual commitments and procedures=
 that require our <BR>
=A0=A0=A0=A0=A0=A0=A0=A0service providers to adhere to privacy and security=
 policies <BR>
=A0=A0=A0=A0=A0=A0=A0=A0consistent with our own. <BR>
<BR>
<B>Principle 5 - Identifying Collection:</B> We obtain personal information=
 <BR>
about you in order to service your account and enhance our services. <BR>
Such information includes: <BR>
<BR>
=A0=A0=A0=A0=A0=A0=A0=A0=B7 applications, forms or other communications tha=
t <I>you send us</I>, <BR>
<BR>
=A0=A0=A0=A0=A0=A0=A0=A0=B7 <I>your</I> transactions with us, <BR>
<BR>
=A0=A0=A0=A0=A0=A0=A0=A0=B7 data from either a Datek "cookie" or Datek serv=
ice provider's cookie. <BR>
=A0=A0=A0=A0=A0=A0=A0=A0For information on cookies please <A HREF=3D"http:/=
/datek1.m0.net/m/s.asp?HB3939342949X1054249X69068X">click here</A>.<BR>
<BR>
=A0=A0=A0=A0=A0=A0=A0=A0=B7 information from consumer reporting agencies (s=
uch as to verify <BR>
=A0=A0=A0=A0=A0=A0=A0=A0<I>your</I> identity or creditworthiness). For more=
 information please visit <BR>
=A0=A0=A0=A0=A0=A0=A0=A0<A HREF=3D"http://datek1.m0.net/m/s.asp?HB393934294=
9X1054250X69068X">http://www.datek.com/helpdesk/fair.html</A>. <BR>
<BR>
<B>Principle 6 - Limiting Collection:</B> We will limit the collection of <=
BR>
personal information to that which is necessary for the purposes of <BR>
providing the products and services you have requested and conducting <BR>
our business efficiently. <BR>
<BR>
<B>Principle 7 - Limiting Disclosure and Retention:</B> Personal informatio=
n <BR>
is retained and disclosed as necessary to serve our customers and <BR>
otherwise only in accordance with applicable law. Personal <BR>
information about our customers or former customers is not used or <BR>
disclosed to any third parties except: <BR>
<BR>
=A0=A0=A0=A0=A0=A0=A0=A0=B7 as required in rendering the services that you =
have requested <BR>
=A0=A0=A0=A0=A0=A0=A0=A0(as in completing a wire transfer or other withdraw=
al from your <BR>
=A0=A0=A0=A0=A0=A0=A0=A0account); <BR>
<BR>
=A0=A0=A0=A0=A0=A0=A0=A0=B7 as permitted by law to our service providers (s=
uch as to <BR>
=A0=A0=A0=A0=A0=A0=A0=A0complete our mailings to you-and again, we will sel=
ect and monitor <BR>
=A0=A0=A0=A0=A0=A0=A0=A0these vendors in order to maintain the privacy and =
security of <BR>
=A0=A0=A0=A0=A0=A0=A0=A0your information); <BR>
<BR>
=A0=A0=A0=A0=A0=A0=A0=A0=B7 as required by subpoena or law (as to tax autho=
rities or <BR>
=A0=A0=A0=A0=A0=A0=A0=A0regulators); <BR>
<BR>
=A0=A0=A0=A0=A0=A0=A0=A0=B7 as may be appropriate to protect against fraud =
or illegal <BR>
=A0=A0=A0=A0=A0=A0=A0=A0activity, for the safety of customers, employees, o=
r property, or <BR>
=A0=A0=A0=A0=A0=A0=A0=A0is otherwise permitted by law; or <BR>
<BR>
=A0=A0=A0=A0=A0=A0=A0=A0=B7 if you elect to disclose, or specifically direc=
t us to disclose <BR>
=A0=A0=A0=A0=A0=A0=A0=A0for you, personal information to a third party (as =
in the case <BR>
=A0=A0=A0=A0=A0=A0=A0=A0where you request a product or service from a third=
 party after <BR>
=A0=A0=A0=A0=A0=A0=A0=A0receiving information or a link from Datek). <BR>
<BR>
<B>Principle 8 - Respecting Your Wishes:</B> Datek uses email and direct <B=
R>
mail as a way of keeping you up-to-date about our product and service <BR>
innovations and offers that may be of interest to our customers (e.g., <BR>
new account features or investment resources). These communications <BR>
may also offer special incentives that we hope will prompt you to try <BR>
something new at Datek. Nonetheless, Datek maintains a practice of <BR>
permitting persons to be excluded from such communications, <I>but you <BR>
will not be dropped from receiving information about the status of <BR>
your account or service notices.</I><BR>
<BR>
<B>Principle 9 - Accuracy:</B> We will strive to keep personal information =
as <BR>
accurate, complete, and up-to-date as is necessary for its intended <BR>
purpose. <BR>
<BR>
<B>Principle 10 - Notice:</B> We will provide you with an annual notice in =
<BR>
plain language of our Principles and before making any material <BR>
change. <BR>
<BR>
<BR>
</FONT><BR>
<FONT FACE=3D"Arial, Helvetica" SIZE=3D"1" COLOR=3D"#000000"><BR>
CC-DA29 / #69068=A0=A006-22-01</FONT><BR>
<img width=3D"1" height=3D"1" src=3D"http://www.m0.net/m/logopen02.asp?vid=
=3D580&catid=3D3939342949&ecid=3D233094" alt=3D" ">
</BODY>
</HTML>

-----=_NEXT_e7419bb9b6--

-- 
Richie Laager
Wikstrom Telecom Internet

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