Hi All,

I stumbled across this thread via Google search. Thought I'd throw in
my 2 cents worth.

We've been struggling with this same issue for some time. I must say
I'm appalled by the lack of services in Australia.

We're currently attempting to sign up with NAB, but it's been slow
going. Rather than fill this thread with our trials and tribulations,
feel free to read here: 
http://www.angrymonkeys.com.au/blog/2010/05/10/why-being-an-aussie-startup-sucks/
It's worth noting that although I've made no critical comment of NAB
in the post, I was still asked to remove the post before continuing
with our application (which I've refused to do)!

Our problem, in brief, stems from wanting to do subscriptions. Whilst
Paypal has been acceptable for simple purchases, their subscription
billing is woeful not only from a dev POV, but from a customer POV.
We're wanting to use Chargify for our subscriptions, which means using
PaymentExpress as we're Aussies, which forces us to use a local bank.
Sucks to be us!

After months of investigation, it is evident that you essentially have
3 options.
1. NAB
2. WorldPay (although the setup is >1 month)
3. Go offshore.

There are actually plenty of international merchant providers, but
none of them will even talk to you unless you have a +$2M turnover. Of
course, this is something of a catch-22. How can you ever get a
significant turnover if you're unable to collect any money?

Should I find a better avenue, or option, I will be sure to post it
here! I'm actually leaning towards option 3, but am struggling to find
a place to start!

Alan



On May 24, 5:41 pm, Gary <[email protected]> wrote:
> Hi Derek an everyone else,
>
> I registered my interest on your form although my experience with CBA
> is they can't be bothered unless you are making millions. When they
> rang me to follow up a lead regarding a domestic merchant account they
> basically weren't interested and recommended I tried other banks as I
> wasn't currently banking with them.
>
> However I have found out about "Website Payments Pro Payflow" which
> "is the Payflow Pro payment gateway solution that uses PayPal as the
> Internet Merchant Account to process Express Checkout or Direct
> Payment credit card transactions online."
>
> I'm not sure if it is available for Australian PayPal users but I've
> posted a thread over there in the hopes it is 
> -https://www.x.com/thread/43455?tstart=0
>
> Gary
>
> On May 24, 3:07 pm, Derek Clapham <[email protected]> wrote:
>
>
>
>
>
> > Hi Gary,
>
> > Interestingly enough, the CBA has foreign currency merchant
> > facilities. We have a USD merchant facility with them as part of a
> > pilot program they are running. We use it with our product
> > PhotoMerchant (http://www.photomerchant.net).
>
> > They have not made this product public at this stage.
>
> > We have been planning to lobby the CBA to seriously consider making
> > their foreign currency merchant facilities available to other
> > Australian companies and this thread has prompted us to gauge how many
> > people out there in the SB community might be interested in what the
> > CBA has to offer.
>
> > I've anyone's interested, register you interest 
> > here:https://spreadsheets.google.com/viewform?formkey=dC1wOHVpb0hoRWtHal9T...
>
> > Any interest registered will be used to "lobby" the CBA to launch a
> > competing product to the NAB.
>
> > We found the NAB to be very expensive and quite inept when it came to
> > supporting their product.
>
> > As I said, this facility is not available to the general public at
> > this stage, but hopefully if we can demonstrate enough demand, the CBA
> > may make it available, or at the very least consider adding more
> > companies to their pilot program.
>
> > Hope this goes somewhere :)
>
> > Derekhttp://photomerchant.net
>
> > On May 21, 10:49 am, Gary <[email protected]> wrote:
>
> > > Hi Silicon Beach Listers,
>
> > > Has anybody successfully setup a credit card payment system on their
> > > website that accepts USD in Australia? How did you do it?
>
> > > I've hit a few walls looking at getting this setup as follows -
>
> > > NAB is apparently the only merchant facility in Australia that has
> > > multi-currency options and whilst NABs merchant facility for AUD
> > > transactions is competitive their multi-currency option isn't (why
> > > would it be if its the only one).
>
> > > We currently use PayPal but want to move away from having the user
> > > directed to PayPal we'd like to keep them on the site.
>
> > > Thanks,
>
> > > Garyhttp://builtwith.com
>
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