Re: insurance

2011-09-20 Thread bmanning
On Tue, Sep 20, 2011 at 03:21:51PM -0400, Randy Carpenter wrote: > > > >> The reality is that with the mega-insurance companies able to set > > >> whatever crazy premiums they feel like, and raise them every > > >> other month, the cost of being fully insured is sometimes more > > >> than what you

Re: insurance

2011-09-20 Thread Randy Carpenter
> >> The reality is that with the mega-insurance companies able to set > >> whatever crazy premiums they feel like, and raise them every > >> other month, the cost of being fully insured is sometimes more > >> than what you can charge as a consultant. > > > > This is just not true. Insurance comp

Re: insurance

2011-09-20 Thread Owen DeLong
On Sep 20, 2011, at 8:15 AM, Jack Morgan wrote: > Randy, > > On 09/20/2011 08:10 AM, Randy Carpenter wrote: >> >> - Original Message - >>> On Tue, 20 Sep 2011 07:59:00 EDT, harbor235 said: Curious if anyone out there is acting as an independent contractor, consultant, or smal

Re: insurance

2011-09-20 Thread Bryan Fields
On 9/20/2011 11:10, Randy Carpenter wrote: > The reality is that with the mega-insurance companies able to set whatever > crazy premiums they feel like, and raise them every other month, the cost > of being fully insured is sometimes more than what you can charge as a > consultant. This is sad, bu

Re: insurance

2011-09-20 Thread Jack Morgan
Randy, On 09/20/2011 08:10 AM, Randy Carpenter wrote: > > - Original Message - >> On Tue, 20 Sep 2011 07:59:00 EDT, harbor235 said: >>> Curious if anyone out there is acting as an independent contractor, >>> consultant, or small business, >>> if so do you use professional liability insur

Re: insurance

2011-09-20 Thread Randy Carpenter
- Original Message - > On Tue, 20 Sep 2011 07:59:00 EDT, harbor235 said: > > Curious if anyone out there is acting as an independent contractor, > > consultant, or small business, > > if so do you use professional liability insurance? > > I don't consult myself, but is *anybody* crazy en

RE: insurance

2011-09-20 Thread Ryan Finnesey
-Original Message- From: Brant I. Stevens [mailto:bra...@networking-architecture.com] Sent: Tuesday, September 20, 2011 10:33 AM To: valdis.kletni...@vt.edu; harbor235 Cc: NANOG list Subject: Re: insurance On 9/20/11 9:11 AM, "valdis.kletni...@vt.edu" wrote: >On Tue, 2

Re: insurance

2011-09-20 Thread TR Shaw
Sameo sameo plus you'll need standard liability if you have clients that come to your office or if you work on their site. Usually your contract will dictate the minimum required. On Sep 20, 2011, at 10:31 AM, harbor235 wrote: > So what is the difference with E&O and professional insurance? >

Re: insurance

2011-09-20 Thread Brant I. Stevens
On 9/20/11 9:11 AM, "valdis.kletni...@vt.edu" wrote: >On Tue, 20 Sep 2011 07:59:00 EDT, harbor235 said: >> Curious if anyone out there is acting as an independent contractor, >> consultant, or small business, >> if so do you use professional liability insurance? Many clients won't do business

Re: insurance

2011-09-20 Thread harbor235
So what is the difference with E&O and professional insurance? Mike On Tue, Sep 20, 2011 at 10:20 AM, Dave Ellis wrote: > My wife works for an insurance Agency and handles small business lines. > Want me to have her contact you? > > > On 09/20/2011 08:00 AM, harbor235 wrote: > >> Than you for t

Re: insurance

2011-09-20 Thread Valdis . Kletnieks
On Tue, 20 Sep 2011 07:59:00 EDT, harbor235 said: > Curious if anyone out there is acting as an independent contractor, > consultant, or small business, > if so do you use professional liability insurance? I don't consult myself, but is *anybody* crazy enough to do consulting in the litigation-cr

Re: insurance

2011-09-20 Thread harbor235
Than you for the responses, I want to clarify that I am talking about professional laibility and not general liability insurance. Professional liability being insurance that covers "errors or omissions while executing professional work" that may adversely impact a business your are contracting with