Satchmo is a full implementation of an ecommerce solution -
http://www.satchmoproject.com/
More recently, Bruce has been working to split out the payment modules to
django-bursar - http://bitbucket.org/bkroeze/django-bursar/overview/ which
might be more of what you are looking for in this case.
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I think it really depends on the payment system. Most all of them I've
dealt with have some sort of API. Tap into that, and away you go.
Localizable could be interesting, though, just due to currencies and
such. I built one that handled shipping to different areas (US,
Canada, Intl), but all funds
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