Stus-List Re: Perfect boat

2021-10-14 Thread Korbey Hunt via CnC-List
So, a sailing version of Dr Who's Tardis is needed. Get Outlook for Android From: Della Barba, Joe via CnC-List Sent: Friday, October 1, 2021 6:08:41 AM To: Stus-List Cc: Della Barba, Joe Subject: Stus-List Re: Perfect boat The perfect

Stus-List Re: Insurance

2021-10-14 Thread Doug via CnC-List
One thing everyone should be aware of is most umbrella policies don't have the Oil pollution liability coverage. It is now up to $997000. This is standard in all marine/boat policies. At my club we are trying to require all policies to have this. This coverage limits what the USCG, DNR, or EPA c

Stus-List Re: Insurance

2021-10-14 Thread Jim Reinardy via CnC-List
American Family has my cars, boats and house insured, and I also have an umbrella liability with them. They require that you have car insurance with them to purchase the liability policy, but once you have it, it applies to everything. It came up with a claim a few years ago, so I know it appl

Stus-List Re: Insurance

2021-10-14 Thread Peter W. via CnC-List
Umbrella policy that I have is essentially a “personal liability “ policy, covering any instance where I am at risk for damages. It is not specific to a watercraft or land craft. Pete W. Sent from my iPhone > On Oct 14, 2021, at 1:57 PM, Joe Della Barba via CnC-List > wrote: > >  > All the

Stus-List Re: Insurance

2021-10-14 Thread Joe Della Barba via CnC-List
All the umbrella policies I found with a quick search seem to be home and car, no mention of boats ☹ Be glad you aren’t looking for airplane insurance, the recent payouts on crashed 737s are getting paid for by EVERYONE, not just 737 owners. Joe Della Barba Coquina C&C 35 MK I Kent Island

Stus-List Re: Insurance

2021-10-14 Thread Dennis C. via CnC-List
I suggest anyone reviewing their insurance coverages investigate an umbrella policy. I have a significant umbrella policy that will kick in in the event the coverage on any of my individual policies is exceeded. One caveat for umbrella policies is they are usually cheaper if you have all your pol

Stus-List Re: Insurance

2021-10-14 Thread Della Barba, Joe via CnC-List
Great news 😊 My marina requires $500K liability this year, so when I added it I didn’t realize I was propagating it across all three of my policies. I now have what I think is the only dinghy in the world with half a million dollars of insurance. For all three boats it added up to $84/year extra.