Hi, Syl, thanks thanks so much for this; very helpful advice! Sandy and thanks so much for sharing. ----- Original Message ----- From: Sherri Crum <[EMAIL PROTECTED]> To: <[email protected]> Sent: Wednesday, September 26, 2007 3:08 PM Subject: [Bulk] [RecipesAndMore] Re: Very helpful - Attorney's Advice - NO CHARGE
> > Hi Syl, > > Very, very good advice, indeed. Thanks for sharing. > > Sherri > > On 9/26/07, Sugar <[EMAIL PROTECTED]> wrote: > > Very helpful - Attorney's Advice - NO CHARGE > > > > > > > > Read this and make a copy for your files in case you need to refer to it > > > > someday. Maybe we should all take some of his advice! > > > > > > > > A corporate Attorney sent the following out to the employees in his > > > > company. > > > > > > > > 1. Do not sign the back of your credit cards. Instead, put "PHOTO ID > > > > REQUIRED." > > > > > > > > 2. When you are writing checks to pay on your credit card > > > > Accounts, "DO NOT" put the complete account number on the "For" > > > > line. > > > > > > > > Instead, just put the last four numbers. The credit card company > > > > knows the rest of the number, and anyone who might be handling your > > > > check as it passes through all the check processing channels won't > > > > have access to it. > > > > > > > > 3. Put your Work Phone # on your checks instead of your Home Phone. > > > > > > > > If you have a P O Box use that instead of your Home Address. If you > > > > do not have a P O Box, use your Work Address. > > > > > > > > Never have your SS # printed on your checks. You can add it if it is > > > > necessary. Why? If you have it printed, anyone can get it and use it. > > > > > > > > 4. Duplicate the contents of your wallet on a photocopy machine. Do > > > > both sides of each license, credit card, etc. > > > > > > > > You will know what you had in your wallet and all of the account > > > > numbers and phone numbers to call and cancel. > > > > > > > > Keep the photocopy in a safe place. I also carry a Photocopy of my > > > > passport when I travel either here or abroad. > > > > > > > > We've all heard horror stories about fraud that's committed on us in > > > > stealing a Name, Address, Social Security Number, or Credit Cards. > > > > > > > > Unfortunately, I, an attorney, have firsthand knowledge because my > > > > wallet was stolen recently. > > > > > > > > Within a week, the thieve(S) ordered a monthly cell phone package, > > > > applied for a VISA credit card, had a credit line approved to buy a > > > > Gateway Computer, received a PIN number from DMV to change my driving > > > > record information online, and more. > > > > > > > > But, here's some critical information to limit the damage in case > > > > this happens to you or someone you know: > > > > > > > > 5. We have been told we should cancel our credit cards immediately. > > > > But the key is having the toll free numbers and your card numbers > > > > handy so you know how to call. > > > > > > > > Keep those where you can find them. > > > > > > > > 6. File a police report immediately in the jurisdiction where your > > > > credit cards, etc., were stolen. > > > > > > > > This proves to Credit Provi ders you were diligent, and this is the > > > > first step toward an Investigation (if there ever is one). > > > > > > > > But here's what is perhaps most important of all: > > > > (I never even thought to do this.) > > > > > > > > 7. Call the 3 national credit reporting organizations immediately to > > > > place a fraud alert on your name. Also, call the Social Security > > > > Fraud line number. I had never heard of doing that until advised by > > > > my bank that called to tell me an application for credit was made > > > > over the Internet in my name. > > > > > > > > The alert means any company that checks your Credit knows your > > > > information was stolen, and they have to contact you by Phone to > > > > authorize new credit. > > > > > > > > By the time I was advised to do this, almost two weeks after the > > > > theft, all the damage had been done. > > > > > > > > There are records of all the Credit Checks initiated by the thieve(S) > > > > purchases, none of which I knew about before placing the alert. > > > > > > > > Since then, no additional damage has been done, and the thieve(S) > > > > threw my wallet away this weekend (someone turned it in). It seems > > > > to have stopped them dead in their tracks. > > > > > > > > Now, here are the numbers you always need to contact about your > > > > wallet or purse, etc., having been stolen: (make all four calls) > > > > > > > > 1.) Equifax: 800-525-6285 > > > > 2.) Experian (formerly TRW): 888-397-3742 > > > > 3.) Trans Union: 800-680-7289 > > > > 4.) Social Security Administration (fraud line): 800-269-0271 > > > > > > > > > > > > Sugar Syl Says: > > The kindness you spread today > > will be gathered up and returned to you tomorrow. > > > > > > > > > > --~--~---------~--~----~------------~-------~--~----~ Access the Recipes And More list archives at: http://www.mail-archive.com/recipesandmore%40googlegroups.com/ Visit the group home page at: http://groups.google.com/group/RecipesAndMore -~----------~----~----~----~------~----~------~--~---
