The bearing tension isn't adjustable with cartridge bearings. The Surly hubs have a shoulderless axle, just like an old-fashioned cup-cone type hub. For lack of a better term, the "cone" that bottoms out on the bearing can self-tighten and destroy the bearing in short order. The formula and all-city hubs have a shoulder on the axle that supports the bearings from the inside, which makes the destructive self-tightening impossible.
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