I've at least twice had drivers blow through red lights or stop signs at
speed just as I was approaching on a bike; on one occasion I was heading
north just a few 10s of feet south of an intersection when a woman driving
east ran a stop sign at 35 mph and t-boned a car heading south, knocking
hard and spinning it around 180*. The other time a driver blew a red light
at 50; I seem to recall a 3rd instance too, but I won't insist on it.

I'm just very careful nowadays, but I keep riding on the roads. I do start
each ride (and each drive, for that matter) with a brief prayer, and thank
God, I've had only minor accidents, including 2 ER trips, once for
stitches, and another time so that the medical staff could laugh at me for
flipping the bike after catching the front wheel in a cattle guard and
bruising ribs. But overall, few accidents, and very few and minor injuries
in 60+ years of riding -- and I started riding in truly chaotic and
dangerous traffic environments, hard to imagine for Americans, just when I
was inexperienced and unskilled and aggressive.

I can't advise anyone on what to do, but for myself (1) I don't want to
live in a fear that keeps me from doing what I like to do, given that what
I like doing isn't obviously foolishly dangerous. One can die at any minute
from any number of other causes, at home or abroad; heck, in bed; death
comes to everyone, often unexpectedly, usually from things other than
cycling.

2nd, riding carefully as an adult on well-chosen roads is not
statistically, as far as I've been able to tell, a very dangerous activity,
and such danger as it poses is outweighed, so I read, by the benefits of
the exercise; and, I'd venture to add, the psychological well being that
comes from the activity.

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