Very scary thing I just did. A major dilemma - make it so my "perfect" bike 
could get up the hill out of my driveway so I could ride it everywhere or 
risk ruining the ride on my perfect bike, not to mention making it a little 
heavier to lift for the bike rack.  But we had to do something so we took 
the leap.  

We had a shop in Pacific Beach (San Diego area) install the mid-drive kits 
purchased from Luna Cycles. Took our first ride Wednesday and went up the 
hill like it wasn't there. We set it up for maximum 20 speed and did not 
put the throttle on, so just using the pedal assist. It took a few minutes 
for me to get used to the feel of the pedal assist and how to shift now 
using a combination of the gears and the assist. I thought the ride was 
"different" but very good, a slightly different version of biking. Chuck 
thinks I over-analyze and is just extremely happy with his new set-up on 
his Space Horse. 

I turned the system off completely after our first stop out of the 
neighborhood and left it off until close to home again.  Went up a hill I 
am used to without any assist and it didn't feel much different, maybe a 
little more effort required due to the added weight. That made me very 
happy because I want to be able to ride "normally" as much as possible. I 
had to give up my rear rack space for the battery. Maybe that wouldn't be 
the case for a larger Cheviot - could it be installed where the bottle cage 
goes? Chuck only had to give up 1 bottle cage spot. Since I will just 
"borrow" one of Dave Carroll's pannier sets (he'll never notice), I will be 
just fine.

Joe Bernard expressed concerns about the brakes on the Cheviot relative to 
adding the kit. I understand what he is saying because it is a powerful 
machine. But I am a slow, conservative, rider so I think I am ok. 

Part of my agonizing was not knowing how much power I needed to add to the 
bike to accomplish what I needed. I now know I probably have twice as much 
as I need. Guess I'll be ready for anything. When Keven spec'd my bike he 
said I would be able to go up a tree trunk. He was wrong, but now I think I 
can.  And, very important, my bike is still beautiful. 

One added note. In my research leading up to the decision, I spent some 
time thinking about battery fires and made sure it doesn't affect my 
homeowner's insurance. My agent assured me it doesn't. BUT I did discover 
that once you electrify a bike, it is a motorized vehicle and not covered 
under your homeowner's policy. So not only does it not cover a loss to the 
bike, but you are not covered for liability if you hurt someone while you 
are riding it. I didn't want that added risk so I purchased liability 
insurance for $108 each a year. To avoid the very high cost of coverage for 
loss to the bike itself, I declared the value at $500, matching the policy 
deductible. 

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