On 3 January 2018 at 08:36, Jeff Newmiller <jdnew...@dcn.davis.ca.us> wrote:
> Function arguments are not pass-by-reference... they are pass-by-value. You 
> need to return the altered object to the caller when you are done messing 
> with it.

Thanks.
Of course. Now it is working.


> Note that R is a data processing language... your example will not scale to 
> real world use cases because you make no use of vectorization to handle 
> multiple accounts.

> It is better to focus on the functional aspect of computing and let the 
> objects carry the results until you have a chance to summarize or plot them.  
> Study the "lm" function and associated print and plot methods.

Thanks for these suggestions. It is very helpful.

Regards
Martin

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