User has no Maildir?

[Peter Cavender]

When I try to check my mail, my MUA gives me the following error:

$-ERR this user has no $HOME/Maildir

What privs should the user's home and maildir have (not group or 
world writable..?)?  What else needs to be in the user's home 
directory, just .qmail containing "./Maildir/" ?  Thanks.