We use authorize.net. they have a simple html code you embed in your web site. 
That takes the client to authorize.net's secure web 
site. We use Nova from costco.com for the credit card processing. the client 
gets an email confirmation of the transaction. You get 
an email from authorize.net for each individual transaction as well as a batch 
confirmation, usually one per day. the amounts are 
deposited directly to your bank account (we use Bank of America - it can take 3 
or 4 days to post to the bank, we are thinking 
about changing to another bank and I would appreciate any references). 
Authorize.net had a good tech to work with and easy test 
ids, etc that you need to get your code working. We do not have a shopping card 
because we do not want to do our fulfillment (I 
would appreciate any referrals for this - for healthcare forms like the ub04, 
cms1500, etc)


----- Original Message ----- 
From: "Ken Kixmoeller/fh" <[email protected]>
To: "ProFox Email List" <[email protected]>
Sent: Monday, December 15, 2008 1:05 PM
Subject: Re: [NF - sorta] Credit Card Processing



On Dec 15, 2008, at 2:46 PM, Paul McNett wrote:

>> Do you know if this is true of other gateways?
>
> I don't know how "gateway" is defined so I don't know.

Like this one: http://www.authorize.net/

The way I am just beginning to understand it, they are exploiting
this abysmal customer support by creating a middle tier:

  - I communicate CC information to them.

  - They process it in a way that meets that standards of the chosen
CC processor, and communicate to them and receives the response.

  - Passing the response back to my program.

Of course, we pay them for the privilege. My understanding is that
they work with a number of processors, and if we elect to change (in
theory), we flip a switch and start processing with Ken's Bank
instead of Chasing Tails Bank. I don't need to alter the program.

Ken


[excessive quoting removed by server]

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