Yeah, like I just told Steve, it’s hard for me to do this on my income. Add to this the fact that many lawyers right now want money up front (usually about $2500) and I find myself stuck.
Ah well, I am working on it. -Eric From the Central Offices of the Technomage Guild, Breakages Limited Dept. > On May 31, 2024, at 3:46 AM, Ryan Petris via PLUG-discuss > <plug-discuss@lists.phxlinux.org> wrote: > >> The insurance for the house has specifically excluded me from the policy for >> coverage, > > While your insurance has excluded you, the fire started due to your neighbor, > and therefore your neighbor's insurance should cover anything that yours > didn't. You should still be able to file a claim against their insurance. > >> Sue the guy and take his house. > > I second this; if you have a strong case you should be able to find a lawyer > that's willing to work on a "no win no pay" basis, though they'll take a > relatively large amount from the settlement; I employed a personal injury > attorney once and the agreement was something like they took 22% if no actual > lawsuit needed to be filed but if they ended up needing to file they would > take 33%. > > You might think that's a large percentage, but 66% of something is better > than 100% of nothing, and they're worth their weight in gold; all you > generally have to do is send them everything you have and they turn that into > money. You generally don't even need to talk to anyone else, you just direct > them to your lawyer at that point. > > The only problem I'd imagine you might run into is first proving that you > owned said equipment, and then trying to show how much it's worth. You're > likely not going to get "full replacement cost" from the other person's > insurance, you're going to get the current value of the equipment when it was > destroyed, as if you were to have sold it on eBay for instance. > > I would still talk to a lawyer though. Find a couple and make an appointment; > they usually have free consultations. > > On Thu, May 30, 2024, at 11:19 PM, Steve Litt via PLUG-discuss wrote: >> Eric Oyen via PLUG-discuss said on Thu, 30 May 2024 10:24:23 -0700 >> >> >I wish I had a ham station to maintain myself. unfortunately, most of >> >my ham gear was destroyed June 27th, 2023 in a house fire that spread >> >from a neighbors back yard (where he was improperly charging 2 e-bike >> >lithium batteries in direct sunlight). The insurance for the house has >> >specifically excluded me from the policy for coverage, which means >> >> Sue the guy and take his house. >> >> SteveT >> --------------------------------------------------- >> PLUG-discuss mailing list: PLUG-discuss@lists.phxlinux.org >> <mailto:PLUG-discuss@lists.phxlinux.org> >> To subscribe, unsubscribe, or to change your mail settings: >> https://lists.phxlinux.org/mailman/listinfo/plug-discuss >> <https://lists.phxlinux.org/mailman/listinfo/plug-discuss> >> > > --------------------------------------------------- > PLUG-discuss mailing list: PLUG-discuss@lists.phxlinux.org > <mailto:PLUG-discuss@lists.phxlinux.org> > To subscribe, unsubscribe, or to change your mail settings: > https://lists.phxlinux.org/mailman/listinfo/plug-discuss > <https://lists.phxlinux.org/mailman/listinfo/plug-discuss>
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