[snip]
Isn't it possible then that your data is out of synch between the
current balance and the previous day's ending balance?
[/snip]

No, the values are there and correct (it is done with a snapshot). The
correct numbers are being used in the math (as shown). When I do
this....(as you suggested);

if(abs($totBalDiff - $endingBal) < .000001){
                echo "OK\t";
        } else {
                /* what is the difference between the ending balance and
the charges? */
                $totChargeDiff = $endingBal - $totalCharges;
                echo number_format($totChargeDiff, 2, '.', '')."\t";
        }

You can see the abs value difference is extremely small and it causes
things to work as expected. 0.1 should be equal to 0.1

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