Thanks Bill and Paul for your above candid replies. If i can save $1500-1800 ayear i might be able to make a profit in my game
Dave On Fri, Oct 3, 2008 at 9:08 AM, Paul Stenquist <[EMAIL PROTECTED]> wrote: > I don't carry insurance. Like William, my agreement specifies that I'm not > responsible for any failures above and beyond the fee. I also point out that > to date I have never failed to please my clients. > Paul > On Oct 2, 2008, at 8:48 PM, William Robb wrote: > >> >> ----- Original Message ----- From: "David J Brooks" >> Subject: OT? Insurance >> >> >>> For any of you out there shooting weddings, action etc, do you carry >>> additional insurance >>> over and above what your home insurance rider would cover.?? >>> >>> Mostly curious if you have seperate liability. >>> >>> I'm finding that 45-48% of my expenses are insurance. Looking for a >>> work around if is keep shooting equine or do any weddings. >> >> I've never bothered. My contract spells out that there is always the >> unfortunate possibility that things may go sideways, and if the worst >> happens, they needent plan on collecting anything from me beyond the agreed >> upon fee less the non refundable deposit. Between that and medicare, I'm not >> seeing a need to take it further. >> >> William Robb >> >> -- >> PDML Pentax-Discuss Mail List >> [email protected] >> http://pdml.net/mailman/listinfo/pdml_pdml.net >> to UNSUBSCRIBE from the PDML, please visit the link directly above and >> follow the directions. > > > -- > PDML Pentax-Discuss Mail List > [email protected] > http://pdml.net/mailman/listinfo/pdml_pdml.net > to UNSUBSCRIBE from the PDML, please visit the link directly above and > follow the directions. > -- Equine Photography www.caughtinmotion.com http://brooksinthecountry.blogspot.com/ Ontario Canada -- PDML Pentax-Discuss Mail List [email protected] http://pdml.net/mailman/listinfo/pdml_pdml.net to UNSUBSCRIBE from the PDML, please visit the link directly above and follow the directions.
