> That's sensible, but if money or lives were on the line, I think It'd
> be better to have a running but potentially vulnerable service.

Not OpenBSD related, but I was truly amazed people like you still
exist and still set up computers for others!
For you curiosity about user case, I preffer such a service not to be
started at all.

Money(online bank accounts) should not be managed by broken software.
If they can't do this in a proper way, they should not start such a
service at all.
Life(medical, work) should not be risked behind this kind of services.

I wonder, was it a joke what you've asked?

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