> That's sensible, but if money or lives were on the line, I think It'd > be better to have a running but potentially vulnerable service.
Not OpenBSD related, but I was truly amazed people like you still exist and still set up computers for others! For you curiosity about user case, I preffer such a service not to be started at all. Money(online bank accounts) should not be managed by broken software. If they can't do this in a proper way, they should not start such a service at all. Life(medical, work) should not be risked behind this kind of services. I wonder, was it a joke what you've asked?