On 2023-05-30 21:22, John R Levine via mailop wrote:
The main advantage for the financial institution is proof on the
balance of probability of the timestamp and statements that have been
delivered to the customer.
Not really. Partly it's that they don't want to send stuff by SMTP
where a glitch could bounce the statement into some random admin's
mailbox or a spam scanner might do who knows what with it. But mostly
it's that they want to train their users to use a web browser with an
SSL connection to look at their bank info.
if you want to believe so... as a lawyer who had to argue around those
timestamps and statements, I am pretty confident that the *main
advantage* I listed outweighs by a few $-digits all the reasons you
list, combined.
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