I have the following policy regarding buying stuff from Apple:
1. Buy it only if it was just announced.
2. Buy the highest amount of every upgradable resource.
In this way, your investment is maximised.
You will find this a difficult policy to enforce. You will probably also
be glad to hear that I sometimes break my own rules. :)
Your usage profile doesn't sound all that different from mine.
Nevertheless, I intend my MacBook Pro to last as long as I can make it, so
I bumped everything up, including the SSD to 1TB. This turns out to have
been a good move, because it means all my data is now on the boot drive,
increasing portability and performance (I still don't forgive Apple for
making my first MacBook Air a maximum of 256 GB simply because of my
choice of screen size).
Good luck with your purchase.
Cheers,
Sabahattin
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