Sorry Andre, but this one's a hoax.
http://service1.symantec.com/sarc/sarc.nsf/html/Virtual.Card.for.you.html
On Tue, 6 Mar 2001, Andre Hedrick wrote:
> > >This virus acts in the following manner: It sends
> > >itself automatically to all contacts on your list
> > >with the title "A Virtual Card for You". As >soon as
> > >the supposed virtual card is opened, the computer
> > >freezes so that the user has to reboot.
> > >When the ctrl+alt+del keys or the reset button are
> > >pressed, the virus destroys Sector Zero, thus
> > >permanently destroying the hard disk.
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