That makes me wonder if they will try to wiggle out of a claim. then again, I approached them with new business, and as far as minimizing their risk, which they told me is an 'individual underwriter' basis, you are a great risk for them[as in desired], and maybe you will be fine in the event of a claim.
I did learn the aviation insurance 'quote-blocks' for quotes last one year. Its this reason of 'blocks' that I'd save a pilot a call, and everyone is happy because the pilot won't lose a quote from an actual company, thus eliminating the quote block when making other calls.
