Whether you build a KR with retracts or fixed be very up front in providing 
your insurance agent with the exact engine type in your KR.  The companies 
insuring have recently tightened the reins on extending coverage based on 
the type of engine mounted to the front.

The last info I had on this, about 6 months old, was a homebuilt VW, Corvair 
would disqualify you from obtaining insurance.  A competed VW from Great 
Plains would be acceptable, for example.  However, if when asked you reply 
"I have a Great Plains engine" there is a 180 degree difference between you 
building it and Steve providing it.  Remember, just because you pull the 
wool over the eyes of your agent, it is your responsibility to know what is 
needed by the carrier, not the other way around.  So, just because you have 
policy in hand does not mean it is anything more than toilet paper.  I'll 
give you an eye opening example.  You have seen the XP-360 engine in Sport 
Aviation.  0 time, all new parts, better than a new Lyc. 
360................uninsurable at 20K per engine until about 4 months ago.

If insurance is a major issue with you, really check into this as insurable 
engine choices have really shrunk.  I haven't talked with Jeff York since 
his insurance company decided not to renew his KR policy for this year.

Things may have changed in the last six months so if someone has more 
current info you may want to provided some websites or documention on this 
issue.


Dana Overall
1999 & 2000 National KR Gathering host
Richmond, KY
RV-7 slider/fuselage
Finish kit ordered!! Buying Instruments
http://rvflying.tripod.com
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