[Iklan-Mini] Training Info: CREDIT ANALYSIS, 26 - 27 April 2006

[Temerity Consulting]

CREDIT ANALYSIS        2 (Two) Days Training.  Speaker: Gerald Abraham  Venue: Jakarta International Club, Wisma Kota BNI Building  Arranged By Temerity Consulting     OVERVIEW        Indonesian banking sector has experienced severe downfall in 1997, following the Indonesian currency titanic decline which has caused massive bad debt in the
 banks and the collapse to almost all banks including few largest state-owned and private banks. This catastrophic has taught us that corporate good governance practice and in-depth knowledge of credit worthiness assessment including comprehensive credit analysis and risk assessment are keys to a sound bank management.   Credit analysis is an essential part of the lending process. This seminar is a two-day course designed to address the needs of beginning credit analysts and to reinforce the credit skills of current credit analysts. The objective of this course is to provide credit analysts with analytical skills that can be put to immediate use upon their return to the bank. Key emphasis is on identification and evaluation of the primary and secondary sources of repayment, analysis of
 qualitative and quantitative issues, determination of key credit risks and mitigating factors, and communicating the results of the analysis. The seminar also focuses on business, industry and management risk, and encourages learners to look beyond the financial ratios to evaluate overall credit risk using a case study approach.     DESIGNED FOR        This seminar is designed for credit analysts, credit officers, commercial loan officers or managers, loan review officers, research analyst and branch managers. Participants should have a general understanding of accounting and a basic understanding of financial statements and credit analysis.   KEY OBJECTIVES        After attending this seminar, participants will be able to:   §        Understand a comprehensive framework of corporate credit analysis  §        The relationship between financial and non-financial factors in the credit analysis process   §        Understand the various types of financial statements and be able to identify the components of financial statements including the balance sheet, income statement, statement of cash flows, and reconciliation of net worth.  §        Understand how to read the notes to financial statements and identify latent notes which may have a major financial impact on the operating performance of credit.  §        Understand how to spread the financial statements consistently and perform ratio analysis so that trends can be identified.  §        Understand how to perform a detailed cash-flow analysis by calculating the sources and uses of funds from one accounting period to another, including calculation of company’s free cash flow and dept capacity.  §        Understand how to prepare financial projections based upon assumptions provided by the borrower, then to test those assumptions by utilizing sensitivity analysis.  §        Understand how
 to identify factors which may impact the ability to repay debt obligations and to document the finding in a written credit-analysis memorandum.  §        Overview corporate warning signs and how to avoid past mistakes credit ratings, other market views of risk, structuring facilities and group lending.  §        Overview corporate and debt restructuring process in the case of default and corporate action due to company’s insolvency including management of lending problem        TOPICS        §        The Principle of Lending  §        Business and Industry Risk, Non-Financial Assessment – Understanding The Business  §        Evaluating
 Management  §        The 4 Cs of Credit Analysis  §        Understanding The Accounts and Creative Accounts Issues and Contingent Liability    §        Financial Statement Key Ratios Analysis  §        Measuring Profitability   §        Assessing Source of Liquidity  §        Assessing Financial Leverage  §        Evaluating Cash Flow, Projection and Repayment Ability  §        An Overview of Structuring Facilities and Security  §        Corporate Warning and Avoid The Past Mistakes  §        Credit Rating & Other Market View of Risk  §        Management of Lending Problem  §        An Overview of Corporate & Debt Restructuring; Problem and Options.      SPEAKER’S BACKGROUND        Speaker has extensive 12 years experience working with multinational companies in Indonesia in the field of corporate finance and investment where he led many investments, corporate and debt restructurings projects of total approx USD 1.5 billion assets. He graduated from ITB majoring in Mathematics, earned Investment Manager Certificate and other professional certificates.      SPEAKER’S RELATED PROJECT EXPERIENCE AS A PROJECT LEADER        ·         Constructed and closing complex settlement and refinancing agreement with shareholder of Bank Umum Nasional (BBO/frozen bank) of Ongko Group with
 shareholder liability amount of over USD 1 billion (approximately Rp 10 trillion). The settlement and refinancing agreement includes financial & legal due diligence, valuation, debt restructuring, asset management (monitoring) and asset disposal of over 50 companies and plenty of property and land owned by Ongko Group.    ·         Constructed and closing complex settlement and refinancing agreement with shareholder of Bank Hokindo
 (BBO/frozen bank) of Hokindo Group with shareholder liability amount of over USD 40 million (approximately Rp 350 billion). The settlement and refinancing agreement includes financial & legal due diligence, valuation, debt restructuring, asset management (monitoring) and asset disposal of over 20 companies and plenty of property and land owned by Hokindo Group.    ·         Constructed and closing complex settlement and
 refinancing agreement with shareholder of Bank Dharmala, Bank Intan, Bank Putera and Bank Bumi Raya (BBKU/frozen bank) The settlement and refinancing agreement includes financial & legal due diligence, valuation, debt restructuring, asset management (monitoring) and asset disposal of over 50 companies and plenty of property and land owned by each shareholders and estimated total asset value of USD 2 billion (approximately Rp 2 trillion).    ·         Debt restructuring of Keramika Indonesia Assosiasi (KIA) group companies of loan amount of USD 350 million (approximately Rp 3 trillion).  ·         Debt and corporate restructuring of others companies owned by Salim Group, Sinivasan Group, Dharmala Group, Bumi Raya Group and Bob Hasan Group with estimated total
 asset value of USD 300 million (approximately Rp 2,5 trillion).   ·         Managing and monitoring asset of portfolio of USD 50 million (fund management) comprises primarily public companies listed in JSX Indonesia. The management includes valuation and advisory.      OTHERS        Fee for each participant is IDR 3,200,000 (excluding VAT 10%) including lunch and coffee breaks. The Seminar is designed with more study cases, analysis, argumentation, and interaction between participants to ensure all participants would understand every topic comprehensively.       REGISTRATION         Temerity Consulting  Wisma 46 Kota BNI, Jalan Jend Sudirman Kav 1, Jakarta 10220  Ph: 62-21-574-8857,   Fax: 62-21-574-8823,   Email:[EMAIL PROTECTED],  Website: www.temerity2i.com      
	
		Yahoo! Messenger with Voice. PC-to-Phone calls for ridiculously low rates.

  




  
  
  YAHOO! GROUPS LINKS



   Visit your group "iklan-mini" on the web. 
   To unsubscribe from this group, send an email to: [EMAIL PROTECTED] 
   Your use of Yahoo! Groups is subject to the Yahoo! Terms of Service.