On Sat, 20 Jul 2024, at 12:12, Joe Monk wrote:
> Plus, there's a side benefit to using cash. It retains its value.
>
> "Real dollars — cash — have a set of qualities that are hard to replicate
> in a digital currency. Cash is universally accessible, universally
> accepted ...

Scottish banknotes have - for at least 50 years - not always been 
accepted in England.

Fairly recently, paper banknotes in the UK were phased out and replaced
by plastic ones.  They last longer (& will survive a trip through a washing
machine) & probably contain even more security features than paper
ones, but ... they feel "wrong", don't fold like paper ones did, can't be
written on like paper ones could ... and I don't like them.

I /think/ that physical branches of banks will still take paper notes ... if 
you can find a physical branch - many have been closed in the last
few years.  It's possible too that only branches of the bank who issued
certain paper notes will take them.  (Eg there's 3 note-issuing banks in
Scotland, I think.)

-- 
Jeremy Nicoll - my opinions are my own.

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