I have never actually used any of my credit cards at my (or any) bank's ATM's 
to get cash.  I was in fact making an assumption that a bank ATM does not have 
any such option for credit cards.

It makes sense that banks would allow such an option as a convenience for their 
customers.  I was not aware of it and did AssUMe.  Mea culpa.

Peter

-----Original Message-----
From: IBM Mainframe Discussion List <[email protected]> On Behalf Of 
Doug Henry
Sent: Tuesday, June 21, 2022 9:54 AM
To: [email protected]
Subject: Re: Debit vs Credit card for cash at ATM? [was: RE: Modernize 
Mainframe Applications for Hybrid Cloud with IBM and AWS]

On Fri, 17 Jun 2022 18:21:24 -0400, Phil Smith III <[email protected]> wrote:

>Peter Farley wrote:
>
>>Curious - How do you get cash at an ATM directly from your checking or
>savings account without a bank debit card?
>
>>Using a credit card to get cash from an ATM usually means drawing "Cash
>Advance" money on that card, which is subject to interest costs on the
>credit cards I own.

This is certainly not true. The atm I use (USbank) brings up a menu when you 
use your credit card. From the menu you have to ability to choose a debit 
withdraw from your checking account.You can take a cash advance from credit but 
I certainly would not do that.
Doug
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