Good luck.  The merchants don't seem to care, and the banks still
think that the name of my third-grade teacher is some kind of closely
guarded secret.  It's not going to happen unless required by law or in
response to some hugely expensive (and successful) class actions
against card issuers.  The customer is the only one with a compelling
incentive to change the system.

-- 
Mark H. Wood, Lead System Programmer   mw...@iupui.edu
Asking whether markets are efficient is like asking whether people are smart.

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