Some financial services such as brokerages now use Plaid. Stash is one example. The reason is OFX isn't supported well by banks anymore. I tried adding Chase bank, but I had to reference 3 parts of the same document, but still couldn't get it to connect. Same situation with Truist. With my version of GnuCash/AqBanking, the list of banks to select doesn't populate anymore, so I have to manually enter everything and hope to get it right, and almost never do.

On 2/23/23 10:11, William Prescott wrote:
After reading this discussion about Plaid, I discovered an email from my bank 
from about 6 months ago notifying me that Plaid had access to my bank account. 
I am not aware that I am using Plaid for anything. Is it used in the background 
by Bank Mobil Apps? That is the only thing I can think of that might be why I 
gave it access.

Thanks,
Will
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