"Go to a backup file" Why? You know you can change the date on a transaction after it has been entered, right? You can use the "+" and "-" keys to move up and down as many days as you want. The transactions are not permanently entered and unalterable.

About 90% or more of the transactions I enter are "today" transaction - payments, purchases, deposits, withdrawals, charges, etc. Not having the date default to today would be annoying.

If I enter a transaction and it's supposed to have been in the past, oh well it's at the very end of the register, the register opens up to it. I can just fix the date to move it to the proper region of the register. If I accidentally enter a transaction with a past date, it disappears to the past I'll only notice it if this happens to be an account I reconcile...maybe.
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