Tough one.
The property value doesn't increase because you didn't borrow the full
price and paid cash up front for a portion of it.
The liability doesn't change because that's after (net) the down-payment.
I'd hazard either an asset or equity account for something like 'savings
goals' similar to the various approaches for envelope budgeting that
have been discussed here before.
Regards,
Adrien
On 3/29/22 8:07 PM, David T. via gnucash-user wrote:
I would imagine the down payment would go into an asset account. I.e., transfer
from Assets:Savings into Assets: HouseValue? A down payment doesn't go into the
liability. It is still your asset...
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