The newer releases of gnucash now require a namespace to import prices from a csv file. This is rather cumbersome because my securities are spread out over a few namespaces. The notion of "namespace" is irrelevant to the way I use gnucash; if I could bypass I would. Perhaps there is a way I can change all securities to have the same namespace of "MISC" If there is, please let me know
On Sun, Mar 21, 2021 at 7:40 AM <gnucash-user-requ...@gnucash.org> wrote: > Send gnucash-user mailing list submissions to > gnucash-user@gnucash.org > > To subscribe or unsubscribe via the World Wide Web, visit > https://lists.gnucash.org/mailman/listinfo/gnucash-user > or, via email, send a message with subject or body 'help' to > gnucash-user-requ...@gnucash.org > > You can reach the person managing the list at > gnucash-user-ow...@gnucash.org > > When replying, please edit your Subject line so it is more specific > than "Re: Contents of gnucash-user digest..." > > > Today's Topics: > > 1. Re: Had to download application again (David Ridell) > 2. Re: CSV matching produces duplicates? (David Cousens) > 3. mortgage refinance (Parker Graham) > 4. Re: mortgage refinance (py...@cox.net) > 5. Re: mortgage refinance (Parker Graham) > 6. Re: mortgage refinance (D) > 7. Re: mortgage refinance (Peter West) > 8. Re: mortgage refinance (Derek Atkins) > 9. Re: mortgage refinance (Derek Atkins) > 10. Re: mortgage refinance (Peter West) > 11. Re: mortgage refinance (py...@cox.net) > > > ---------------------------------------------------------------------- > > Message: 1 > Date: Fri, 19 Mar 2021 12:57:19 -0400 > From: David Ridell <dsrid...@aol.com> > To: John Ralls <jra...@ceridwen.us> > Cc: gnucash-user@gnucash.org > Subject: Re: [GNC] Had to download application again > Message-ID: <19e7dc05-6e5c-4e23-9cc5-fb238f5fe...@aol.com> > Content-Type: text/plain; charset=utf-8 > > Thank you! > > David > > Sent from my iPhone > > > On Mar 19, 2021, at 12:30 PM, John Ralls <jra...@ceridwen.us> wrote: > > > > ? > > > >> On Mar 18, 2021, at 4:04 PM, David Ridell via gnucash-user < > gnucash-user@gnucash.org> wrote: > >> > >> I had to reboot my MacBook Air. This caused my Gnucash > application/program file (is that the correct description?) to be deleted. > I had to re-download the application. Did I do something wrong when I > re-booted? > >> > >> My Gnucash ?drive? appears to as an external drive??see attached screen > shot. > > > > No, rebooting did not cause anything to be deleted. Your screenshot > didn't come through, but your external drive comment leads me to guess that > you were running GnuCash from the mounted disk image. You didn't need to > re-download it, you could remount it by double-clicking on > Gnucash-Intel-4.4-1.dmg in your Downloads folder. > > > > But GnuCash doesn't work all that well from the dmg (no mac application > does) so you're supposed to drag it from there to the Applications folder > before running it. Once you've done that you can eject the disk image > (control click and select eject or use the eject symbol next to the disk > image name in Finder's sidebar). > > > > Regards, > > John Ralls > > > > > > ------------------------------ > > Message: 2 > Date: Sun, 21 Mar 2021 01:09:25 -0500 (CDT) > From: David Cousens <davidcous...@bigpond.com> > To: gnucash-user@gnucash.org > Subject: Re: [GNC] CSV matching produces duplicates? > Message-ID: <1616306965440-0.p...@n4.nabble.com> > Content-Type: text/plain; charset=us-ascii > > The matching of the account names in the input records (whether transfer > accounts or the main account for the transaction) to the GnuCash internal > accounts only happens for the first time those accounts occur in an input > data file. After that GnuCash remembers the assignment of external account > names to its internal account names and will only bring that dialog up when > it encounters an account name in the input file which has not previously > been matched. > > The other part of the matching procedures looks for duplicates, matching > records to be updated and when no transfer file has been imported in the > data file it tries to find similar record imported in the past and will if > it gets a sufficient match, assign the same transfer account to the record > being imported > > > > ----- > David Cousens > -- > Sent from: http://gnucash.1415818.n4.nabble.com/GnuCash-User-f1415819.html > > > ------------------------------ > > Message: 3 > Date: Sun, 21 Mar 2021 09:25:25 -0400 > From: Parker Graham <pl...@gmx.com> > To: gnucash-user@gnucash.org > Subject: [GNC] mortgage refinance > Message-ID: <0299be78-f152-cd88-b70a-db3538359...@gmx.com> > Content-Type: text/plain; charset=utf-8; format=flowed > > Have mortgage set up in system but refinanced it and need help on how to > payoff existing loan and set up new loan > > > > ------------------------------ > > Message: 4 > Date: Sun, 21 Mar 2021 06:36:55 -0700 > From: <py...@cox.net> > To: "'Parker Graham'" <pl...@gmx.com>, <gnucash-user@gnucash.org> > Subject: Re: [GNC] mortgage refinance > Message-ID: <004501d71e57$431078e0$c9316aa0$@cox.net> > Content-Type: text/plain; charset="us-ascii" > > Several ways to do this. Here is the easiest way I know: > > Mortgage Loan (start loan B) Increase - Loan Amount > Mortgage Loan (start loan B) Decrease -Principal Amount > remaining > from Loan A > > Net result - New loan amount before first payment. Now the two entries are > actually the net result of a split transaction entry that comes right from > the closing statement received from the mortgage company. If you follow > that statement - you should be good to go. > > Hope that helps. > > > -----Original Message----- > From: gnucash-user <gnucash-user-bounces+pyz01=cox....@gnucash.org> On > Behalf Of Parker Graham > Sent: Sunday, March 21, 2021 6:25 AM > To: gnucash-user@gnucash.org > Subject: [GNC] mortgage refinance > > Have mortgage set up in system but refinanced it and need help on how to > payoff existing loan and set up new loan > > _______________________________________________ > gnucash-user mailing list > gnucash-user@gnucash.org > To update your subscription preferences or to unsubscribe: > https://lists.gnucash.org/mailman/listinfo/gnucash-user > If you are using Nabble or Gmane, please see > https://wiki.gnucash.org/wiki/Mailing_Lists for more information. > ----- > Please remember to CC this list on all your replies. > You can do this by using Reply-To-List or Reply-All. > > > > ------------------------------ > > Message: 5 > Date: Sun, 21 Mar 2021 09:41:46 -0400 > From: Parker Graham <pl...@gmx.com> > To: py...@cox.net, gnucash-user@gnucash.org > Subject: Re: [GNC] mortgage refinance > Message-ID: <bb10bbd9-e45e-0e66-9909-8022f5bde...@gmx.com> > Content-Type: text/plain; charset=utf-8; format=flowed > > not following, please give me example such as original loan is > 100,000.00 refi loan is 105,000.00 > > thanks > > On 3/21/21 9:36 AM, py...@cox.net wrote: > > Several ways to do this. Here is the easiest way I know: > > > > Mortgage Loan (start loan B) Increase - Loan Amount > > Mortgage Loan (start loan B) Decrease -Principal Amount > remaining > > from Loan A > > > > Net result - New loan amount before first payment. Now the two entries > are > > actually the net result of a split transaction entry that comes right > from > > the closing statement received from the mortgage company. If you follow > > that statement - you should be good to go. > > > > Hope that helps. > > > > > > -----Original Message----- > > From: gnucash-user <gnucash-user-bounces+pyz01=cox....@gnucash.org> On > > Behalf Of Parker Graham > > Sent: Sunday, March 21, 2021 6:25 AM > > To: gnucash-user@gnucash.org > > Subject: [GNC] mortgage refinance > > > > Have mortgage set up in system but refinanced it and need help on how to > > payoff existing loan and set up new loan > > > > _______________________________________________ > > gnucash-user mailing list > > gnucash-user@gnucash.org > > To update your subscription preferences or to unsubscribe: > > https://lists.gnucash.org/mailman/listinfo/gnucash-user > > If you are using Nabble or Gmane, please see > > https://wiki.gnucash.org/wiki/Mailing_Lists for more information. > > ----- > > Please remember to CC this list on all your replies. > > You can do this by using Reply-To-List or Reply-All. > > > > > ------------------------------ > > Message: 6 > Date: Sun, 21 Mar 2021 09:42:01 -0400 > From: D <sunfis...@yahoo.com> > To: Parker Graham <pl...@gmx.com> > Cc: "D. via gnucash-user" <gnucash-user@gnucash.org> > Subject: Re: [GNC] mortgage refinance > Message-ID: <e14b8013-f2e2-4f28-958a-0be2277ca...@yahoo.com> > Content-Type: text/plain; charset=UTF-8 > > New loan gets a new liability account. Transaction from new loan top old > loan pays off old loan. Old loan goes to zero, is reconciled, and can be > set as placeholder and hidden, if desired. Future transactions pay new > loan. > > On Mar 21, 2021, 09:26, at 09:26, Parker Graham <pl...@gmx.com> wrote: > >Have mortgage set up in system but refinanced it and need help on how > >to > >payoff existing loan and set up new loan > > > >_______________________________________________ > >gnucash-user mailing list > >gnucash-user@gnucash.org > >To update your subscription preferences or to unsubscribe: > >https://lists.gnucash.org/mailman/listinfo/gnucash-user > >If you are using Nabble or Gmane, please see > >https://wiki.gnucash.org/wiki/Mailing_Lists for more information. > >----- > >Please remember to CC this list on all your replies. > >You can do this by using Reply-To-List or Reply-All. > > > ------------------------------ > > Message: 7 > Date: Mon, 22 Mar 2021 00:07:43 +1000 > From: Peter West <p...@pbw.id.au> > To: D <sunfis...@yahoo.com> > Cc: Parker Graham <pl...@gmx.com>, "D. via gnucash-user" > <gnucash-user@gnucash.org> > Subject: Re: [GNC] mortgage refinance > Message-ID: <a832c1dd-021b-4e25-be9d-988e0322c...@pbw.id.au> > Content-Type: text/plain; charset=utf-8 > > What?s the other side of the new loan set-up? Cash at bank? > > So > Liability Loan A 100,000 Cr > Liability Loan B 105,000 Cr > Asset Bank 105,000 Dr > > Then > Asset Bank 100,000 Cr -> 5,000 Dr > Liability Loan A 100,000 Dr -> Zero balance > Liability Loan B 105,000 Dr > > Like that? > > Peter > > ? > Peter West > p...@ehealth.id.au > ?Now is the judgment of this world; now will the ruler of this world be > cast out.? > > > On 21 Mar 2021, at 11:42 pm, D via gnucash-user < > gnucash-user@gnucash.org> wrote: > > > > New loan gets a new liability account. Transaction from new loan top old > loan pays off old loan. Old loan goes to zero, is reconciled, and can be > set as placeholder and hidden, if desired. Future transactions pay new > loan. > > > > On Mar 21, 2021, 09:26, at 09:26, Parker Graham <pl...@gmx.com> wrote: > >> Have mortgage set up in system but refinanced it and need help on how > >> to > >> payoff existing loan and set up new loan > >> > >> _______________________________________________ > >> gnucash-user mailing list > >> gnucash-user@gnucash.org > >> To update your subscription preferences or to unsubscribe: > >> https://lists.gnucash.org/mailman/listinfo/gnucash-user > >> If you are using Nabble or Gmane, please see > >> https://wiki.gnucash.org/wiki/Mailing_Lists for more information. > >> ----- > >> Please remember to CC this list on all your replies. > >> You can do this by using Reply-To-List or Reply-All. > > _______________________________________________ > > gnucash-user mailing list > > gnucash-user@gnucash.org > > To update your subscription preferences or to unsubscribe: > > https://lists.gnucash.org/mailman/listinfo/gnucash-user > > If you are using Nabble or Gmane, please see > https://wiki.gnucash.org/wiki/Mailing_Lists for more information. > > ----- > > Please remember to CC this list on all your replies. > > You can do this by using Reply-To-List or Reply-All. > > > > ------------------------------ > > Message: 8 > Date: Sun, 21 Mar 2021 10:08:19 -0400 > From: "Derek Atkins" <de...@ihtfp.com> > To: "Parker Graham" <pl...@gmx.com> > Cc: py...@cox.net, gnucash-user@gnucash.org > Subject: Re: [GNC] mortgage refinance > Message-ID: > <bc68bc23aa4b7564a95ba580ac9243f5.squir...@mail2.ihtfp.org> > Content-Type: text/plain;charset=utf-8 > > Let's say your old loan has $95,000 remaining. > Your new loan is $105,000 > I am ignoring loan costs, interest prepays, escrow, etc. > > You would create a transaction: > > Loan Payout Old Loan Debit $95000 > New Loan Credit $105000 > Cash Debit $10000 > > I.e., you will Increase cash $10k, and then pay off the old loan and take > out the new loan. > > -derek > > On Sun, March 21, 2021 9:41 am, Parker Graham wrote: > > not following, please give me example such as original loan is > > 100,000.00 refi loan is 105,000.00 > > > > thanks > > > > On 3/21/21 9:36 AM, py...@cox.net wrote: > >> Several ways to do this. Here is the easiest way I know: > >> > >> Mortgage Loan (start loan B) Increase - Loan Amount > >> Mortgage Loan (start loan B) Decrease -Principal Amount > >> remaining > >> from Loan A > >> > >> Net result - New loan amount before first payment. Now the two entries > >> are > >> actually the net result of a split transaction entry that comes right > >> from > >> the closing statement received from the mortgage company. If you follow > >> that statement - you should be good to go. > >> > >> Hope that helps. > >> > >> > >> -----Original Message----- > >> From: gnucash-user <gnucash-user-bounces+pyz01=cox....@gnucash.org> On > >> Behalf Of Parker Graham > >> Sent: Sunday, March 21, 2021 6:25 AM > >> To: gnucash-user@gnucash.org > >> Subject: [GNC] mortgage refinance > >> > >> Have mortgage set up in system but refinanced it and need help on how to > >> payoff existing loan and set up new loan > >> > >> _______________________________________________ > >> gnucash-user mailing list > >> gnucash-user@gnucash.org > >> To update your subscription preferences or to unsubscribe: > >> https://lists.gnucash.org/mailman/listinfo/gnucash-user > >> If you are using Nabble or Gmane, please see > >> https://wiki.gnucash.org/wiki/Mailing_Lists for more information. > >> ----- > >> Please remember to CC this list on all your replies. > >> You can do this by using Reply-To-List or Reply-All. > >> > > _______________________________________________ > > gnucash-user mailing list > > gnucash-user@gnucash.org > > To update your subscription preferences or to unsubscribe: > > https://lists.gnucash.org/mailman/listinfo/gnucash-user > > If you are using Nabble or Gmane, please see > > https://wiki.gnucash.org/wiki/Mailing_Lists for more information. > > ----- > > Please remember to CC this list on all your replies. > > You can do this by using Reply-To-List or Reply-All. > > > > > -- > Derek Atkins 617-623-3745 > de...@ihtfp.com www.ihtfp.com > Computer and Internet Security Consultant > > > > ------------------------------ > > Message: 9 > Date: Sun, 21 Mar 2021 10:13:25 -0400 > From: "Derek Atkins" <de...@ihtfp.com> > To: "Peter West" <p...@pbw.id.au> > Cc: "D" <sunfis...@yahoo.com>, "D. via gnucash-user" > <gnucash-user@gnucash.org> > Subject: Re: [GNC] mortgage refinance > Message-ID: > <f22be8b24eedba4067b81c5a6b5ae5ec.squir...@mail2.ihtfp.org> > Content-Type: text/plain;charset=utf-8 > > Peter, > > On Sun, March 21, 2021 10:07 am, Peter West wrote: > > What?s the other side of the new loan set-up? Cash at bank? > > > > So > > Liability Loan A 100,000 Cr > > Liability Loan B 105,000 Cr > > Asset Bank 105,000 Dr > > This is wrong -- your Debits and Credits don't sum to zero. > > > > > Then > > Asset Bank 100,000 Cr -> 5,000 Dr > > Liability Loan A 100,000 Dr -> Zero balance > > Liability Loan B 105,000 Dr > > > > Like that? > > I think I understand what you are trying to say, and *I'm* very confused > by what you are saying!!! > > -derek > > > > > Peter > > > > ? > > Peter West > > p...@ehealth.id.au > > ?Now is the judgment of this world; now will the ruler of this world be > > cast out.? > > > >> On 21 Mar 2021, at 11:42 pm, D via gnucash-user > >> <gnucash-user@gnucash.org> wrote: > >> > >> New loan gets a new liability account. Transaction from new loan top old > >> loan pays off old loan. Old loan goes to zero, is reconciled, and can be > >> set as placeholder and hidden, if desired. Future transactions pay new > >> loan. > >> > >> On Mar 21, 2021, 09:26, at 09:26, Parker Graham <pl...@gmx.com> wrote: > >>> Have mortgage set up in system but refinanced it and need help on how > >>> to > >>> payoff existing loan and set up new loan > >>> > >>> _______________________________________________ > >>> gnucash-user mailing list > >>> gnucash-user@gnucash.org > >>> To update your subscription preferences or to unsubscribe: > >>> https://lists.gnucash.org/mailman/listinfo/gnucash-user > >>> If you are using Nabble or Gmane, please see > >>> https://wiki.gnucash.org/wiki/Mailing_Lists for more information. > >>> ----- > >>> Please remember to CC this list on all your replies. > >>> You can do this by using Reply-To-List or Reply-All. > >> _______________________________________________ > >> gnucash-user mailing list > >> gnucash-user@gnucash.org > >> To update your subscription preferences or to unsubscribe: > >> https://lists.gnucash.org/mailman/listinfo/gnucash-user > >> If you are using Nabble or Gmane, please see > >> https://wiki.gnucash.org/wiki/Mailing_Lists for more information. > >> ----- > >> Please remember to CC this list on all your replies. > >> You can do this by using Reply-To-List or Reply-All. > > > > _______________________________________________ > > gnucash-user mailing list > > gnucash-user@gnucash.org > > To update your subscription preferences or to unsubscribe: > > https://lists.gnucash.org/mailman/listinfo/gnucash-user > > If you are using Nabble or Gmane, please see > > https://wiki.gnucash.org/wiki/Mailing_Lists for more information. > > ----- > > Please remember to CC this list on all your replies. > > You can do this by using Reply-To-List or Reply-All. > > > > > -- > Derek Atkins 617-623-3745 > de...@ihtfp.com www.ihtfp.com > Computer and Internet Security Consultant > > > > ------------------------------ > > Message: 10 > Date: Mon, 22 Mar 2021 00:20:06 +1000 > From: Peter West <p...@pbw.id.au> > To: Derek Atkins <de...@ihtfp.com> > Cc: D <sunfis...@yahoo.com>, "D. via gnucash-user" > <gnucash-user@gnucash.org> > Subject: Re: [GNC] mortgage refinance > Message-ID: <eedb9b4b-bde4-46a1-8198-09f9fb9df...@pbw.id.au> > Content-Type: text/plain; charset=utf-8 > > > > On 22 Mar 2021, at 12:13 am, Derek Atkins <de...@ihtfp.com> wrote: > > > > Peter, > > > > On Sun, March 21, 2021 10:07 am, Peter West wrote: > >> What?s the other side of the new loan set-up? Cash at bank? > >> > >> So > >> Liability Loan A 100,000 Cr > >> Liability Loan B 105,000 Cr > >> Asset Bank 105,000 Dr > > > > This is wrong -- your Debits and Credits don't sum to zero. > > Loan A is an existing loan, so that is just eh current balance on Loan A. > I should have shown that somehow, but I was assuming an existing loan. > > > >> > >> Then > >> Asset Bank 100,000 Cr -> 5,000 Dr > >> Liability Loan A 100,000 Dr -> Zero balance > >> Liability Loan B 105,000 Dr > >> > >> Like that? > > > > I think I understand what you are trying to say, and *I'm* very confused > > by what you are saying!!! > > > > -derek > > > >> > >> Peter > >> > >> ? > >> Peter West > >> p...@ehealth.id.au > >> ?Now is the judgment of this world; now will the ruler of this world be > >> cast out.? > >> > >>> On 21 Mar 2021, at 11:42 pm, D via gnucash-user > >>> <gnucash-user@gnucash.org> wrote: > >>> > >>> New loan gets a new liability account. Transaction from new loan top > old > >>> loan pays off old loan. Old loan goes to zero, is reconciled, and can > be > >>> set as placeholder and hidden, if desired. Future transactions pay new > >>> loan. > >>> > >>> On Mar 21, 2021, 09:26, at 09:26, Parker Graham <pl...@gmx.com> wrote: > >>>> Have mortgage set up in system but refinanced it and need help on how > >>>> to > >>>> payoff existing loan and set up new loan > >>>> > >>>> _______________________________________________ > >>>> gnucash-user mailing list > >>>> gnucash-user@gnucash.org > >>>> To update your subscription preferences or to unsubscribe: > >>>> https://lists.gnucash.org/mailman/listinfo/gnucash-user > >>>> If you are using Nabble or Gmane, please see > >>>> https://wiki.gnucash.org/wiki/Mailing_Lists for more information. > >>>> ----- > >>>> Please remember to CC this list on all your replies. > >>>> You can do this by using Reply-To-List or Reply-All. > >>> _______________________________________________ > >>> gnucash-user mailing list > >>> gnucash-user@gnucash.org > >>> To update your subscription preferences or to unsubscribe: > >>> https://lists.gnucash.org/mailman/listinfo/gnucash-user > >>> If you are using Nabble or Gmane, please see > >>> https://wiki.gnucash.org/wiki/Mailing_Lists for more information. > >>> ----- > >>> Please remember to CC this list on all your replies. > >>> You can do this by using Reply-To-List or Reply-All. > >> > >> _______________________________________________ > >> gnucash-user mailing list > >> gnucash-user@gnucash.org <mailto:gnucash-user@gnucash.org> > >> To update your subscription preferences or to unsubscribe: > >> https://lists.gnucash.org/mailman/listinfo/gnucash-user < > https://lists.gnucash.org/mailman/listinfo/gnucash-user> > >> If you are using Nabble or Gmane, please see > >> https://wiki.gnucash.org/wiki/Mailing_Lists < > https://wiki.gnucash.org/wiki/Mailing_Lists> for more information. > >> ----- > >> Please remember to CC this list on all your replies. > >> You can do this by using Reply-To-List or Reply-All. > >> > > > > > > -- > > Derek Atkins 617-623-3745 > > de...@ihtfp.com <mailto:de...@ihtfp.com> www.ihtfp.com > <http://www.ihtfp.com/> > > Computer and Internet Security Consultant > > > > ------------------------------ > > Message: 11 > Date: Sun, 21 Mar 2021 07:38:53 -0700 > From: <py...@cox.net> > To: "'Derek Atkins'" <de...@ihtfp.com>, "'Parker Graham'" > <pl...@gmx.com> > Cc: <gnucash-user@gnucash.org> > Subject: Re: [GNC] mortgage refinance > Message-ID: <005201d71e5f$eb54ab40$c1fe01c0$@cox.net> > Content-Type: text/plain; charset="UTF-8" > > Parker -- for the case I was demonstrating, the old loan amount is not > pertinent since you have been paying it down. I keep track of the > principal balance still remaining in the loan - so if the original loan was > $100,000, the actual principal amount still due is less than that since you > have been paying the loan down. Notice - in Derek case he is also not > taking into account the old loan amount, since, the old loan amount is not > pertinent; but instead talking about the remaining principal balance -- > which is very pertinent. > > So in my case - I have the exact principal amount due on my existing > loan. So keeping with Derek example, let's say, for your example, that > amount is $95,000 remaining principal balance. > > Old Mortgage loan account --- Increase transaction - (new loan) $105,000. > Since my mortgage account shows the $95,000 still remaining, this shows a > temporary balance of $200,000 ( the amount of the new loan and the amount > of the still remaining principal balance of the old loan). > > Now I credit this same account (decrease transaction) the amount the bank > paid off from the old loan (the remaining principal balance of $95,000). > The next result is the balance is now the total principal balance of the > new loan $105,000. > > As I said, there are several way to do this and a lot depends on what > accounts you have setup and how you have them setup. For me, this is the > easiest way to keep the same account, and just replace the old loan with > the new loan. The split transaction I have to do this includes various > accounts and amounts for the expenses included in the closing statement -- > but the net affect is the mortgage account changes from the old outstanding > principal balance to the new one. And as I make payments in the future, > the principal balance is decreased by the principal portion of my payment > and the interest goes to an interest expense account to keep track of my > deductible interest (in a separate account). > > > This is the long answer to essentially say I just replace the old > principal balance for the new principal balance. > > > > -----Original Message----- > From: Derek Atkins <de...@ihtfp.com> > Sent: Sunday, March 21, 2021 7:08 AM > To: Parker Graham <pl...@gmx.com> > Cc: py...@cox.net; gnucash-user@gnucash.org > Subject: Re: [GNC] mortgage refinance > > Let's say your old loan has $95,000 remaining. > Your new loan is $105,000 > I am ignoring loan costs, interest prepays, escrow, etc. > > You would create a transaction: > > Loan Payout Old Loan Debit $95000 > New Loan Credit $105000 > Cash Debit $10000 > > I.e., you will Increase cash $10k, and then pay off the old loan and take > out the new loan. > > -derek > > On Sun, March 21, 2021 9:41 am, Parker Graham wrote: > > not following, please give me example such as original loan is > > 100,000.00 refi loan is 105,000.00 > > > > thanks > > > > On 3/21/21 9:36 AM, py...@cox.net wrote: > >> Several ways to do this. Here is the easiest way I know: > >> > >> Mortgage Loan (start loan B) Increase - Loan Amount > >> Mortgage Loan (start loan B) Decrease -Principal Amount > >> remaining > >> from Loan A > >> > >> Net result - New loan amount before first payment. Now the two > >> entries are actually the net result of a split transaction entry that > >> comes right from the closing statement received from the mortgage > >> company. If you follow that statement - you should be good to go. > >> > >> Hope that helps. > >> > >> > >> -----Original Message----- > >> From: gnucash-user <gnucash-user-bounces+pyz01=cox....@gnucash.org> > >> On Behalf Of Parker Graham > >> Sent: Sunday, March 21, 2021 6:25 AM > >> To: gnucash-user@gnucash.org > >> Subject: [GNC] mortgage refinance > >> > >> Have mortgage set up in system but refinanced it and need help on how > >> to payoff existing loan and set up new loan > >> > >> _______________________________________________ > >> gnucash-user mailing list > >> gnucash-user@gnucash.org > >> To update your subscription preferences or to unsubscribe: > >> https://lists.gnucash.org/mailman/listinfo/gnucash-user > >> If you are using Nabble or Gmane, please see > >> https://wiki.gnucash.org/wiki/Mailing_Lists for more information. > >> ----- > >> Please remember to CC this list on all your replies. > >> You can do this by using Reply-To-List or Reply-All. > >> > > _______________________________________________ > > gnucash-user mailing list > > gnucash-user@gnucash.org > > To update your subscription preferences or to unsubscribe: > > https://lists.gnucash.org/mailman/listinfo/gnucash-user > > If you are using Nabble or Gmane, please see > > https://wiki.gnucash.org/wiki/Mailing_Lists for more information. > > ----- > > Please remember to CC this list on all your replies. > > You can do this by using Reply-To-List or Reply-All. > > > > > -- > Derek Atkins 617-623-3745 > de...@ihtfp.com www.ihtfp.com > Computer and Internet Security Consultant > > > > > ------------------------------ > > Subject: Digest Footer > > _______________________________________________ > > gnucash-user mailing list > gnucash-user@gnucash.org > To update your subscription preferences or to unsubscribe: > https://lists.gnucash.org/mailman/listinfo/gnucash-user > If you are using Nabble or Gmane, please see > https://wiki.gnucash.org/wiki/Mailing_Lists for more information. > ----- > Please remember to CC this list on all your replies. > You can do this by using Reply-To-List or Reply-All. > > > ------------------------------ > > End of gnucash-user Digest, Vol 216, Issue 45 > ********************************************* > <https://www.avast.com/sig-email?utm_medium=email&utm_source=link&utm_campaign=sig-email&utm_content=webmail&utm_term=icon> Virus-free. www.avast.com <https://www.avast.com/sig-email?utm_medium=email&utm_source=link&utm_campaign=sig-email&utm_content=webmail&utm_term=link> <#DAB4FAD8-2DD7-40BB-A1B8-4E2AA1F9FDF2> _______________________________________________ gnucash-user mailing list gnucash-user@gnucash.org To update your subscription preferences or to unsubscribe: https://lists.gnucash.org/mailman/listinfo/gnucash-user If you are using Nabble or Gmane, please see https://wiki.gnucash.org/wiki/Mailing_Lists for more information. ----- Please remember to CC this list on all your replies. 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