I have a mortgage on my home that I bought in March 2019.  I used the mortgage 
& loan repayment schedule tool to schedule my monthly payments.  When it asked 
for the loan beginning date, I entered 3/1/19 thinking it would need that to 
accurately calculate the payments.  When I look at the resulting scheduled 
transaction, I see that it thinks the "next payment date" is April 1, 2019.

If I chang that date to 2/1/20, will that mess things up?

I already manually entered all the payments that I've already made so I don't 
need it to do that for me.

Thanks!
Don Ireland
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